Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





Competitive Company Examples
Loan amount
1,000 - 25,000
Loan term
1 - 5 Years
I'm glad I know they do more than insurance now.
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Loan amount
1,000 - 35,000
Loan term
1 - 10 Years
Not the first place I would think of for finance but turned out great.
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doorstep loans >> widnes.php

That is the superior Doorstep Loans organization within Widnes

A lot of believe that having a undesirable or perhaps zero past credit score disqualifies people in finding loans.

Exactly why are Doorstep Loans most effective for you?

Arsenic inebriation a new credit rating blacklist with regard to banning men and women is just not true. Most financial products are did not approve by simply creditors mainly because a number of people do not match up this mortgage requirements which was set. Each time a borrower applies, the particular lending institution will probably examine whether they meet up with the actual said typical. Several of the approaches financial products get approval. Whenever a mortgage can be declined, the reason is that your disappointment to get to know this sort of requirements. Some are quick in the wrong mortgage returns for that assumed credit score blacklist. This only would not really exist. When an example may be refused a funding arrangement using the company, they may definitely be approved by a number of some other bank.

Doorstep Loans in Widnes which often finance institutions provide the best expenses?

Each and every loan provider has their own hope listing with the items is actually a great debtor, and also this varies from standard bank to be able to traditional bank. Credit profile are actually contributed involving financial institutions. However, these people still on their own evaluate such information. Many credit establishments seem only with regard to people with great peoples' credit file. Generally, lenders usually approve low-interest rate quick unsecured loans whenever somebody features a wonderful credit worthiness. The chance of knock back along with credit score foot print report discolouration can be significantly greater pertaining to job seekers with unwelcome people's credit reports. Save yourself from getting many number of personal loans within rapid sequence mainly because loan providers understand this to be a negative signal aiming to help fiscal problems.

People with far-from-perfect credit score may on the internet a personal unsecured loan instead. Most of these re-financing options are generally generated pertaining to people that may have slipped driving with repayment demands with regard to their credit card companies and also have had a District Judge Ruling added about the subject pertaining to financial loan payment malfunction. Someone without credit score simply by but could get approved using this sort of financial loan. Many could guide, although, just for them to rather obtain a credit score creator greeting card or even equivalent solutions. This permits persons the chance develop their particular credit ratings simply because can easily encourage financial body that they'll presume accountability credit seekers. By far the most prudent activities for people careless making use of their loan instalments are going to locate a way to produce all those missed installments and to not necessarily create any further financial debt. Rebuilding one’s people's credit reports could be correctly done through they. Superior mortgage products can become available once more right after these types of. Glitches, inaccuracies as well as sham might make their own process to one’s credit score and so critiquing it intended for such is a great idea. Any credit score content offers prospect of exactly what likely debt collectors are viewing. This could lead to identifying the reason why financial institutions tend to be question credit history which enable it to give a possiblity to act. Developing a County Court docket Judgment from their particular brand is certainly a difficult circumstances. These kind of lording it over possesses adverse consequences to one’s credit score, and thus impacting credit access. It is regardless of whether full repayment had been made. Several financiers, small and big, tend to be remarkably most likely to never at any time extend which mortgage loan directly to them in this case. Although, choices are still there.

Doorstep Loans reviews - Precisely what lender affords the finest providers.

CCJ repayment, along with the issuance associated with an fulfillment document, may well tell a number of lenders to provide financial loans. It is usually critical that great different outlined main difficulties from your credit history from the candidate.

This full satisfaction qualification is found soon after this repayment is definitely fully gone. The particular certificate seems in credit history, showing entire payment. Credit rating documents preserve CCJs with regard to 6-8 decades. It can be one’s duty to ensure that all the information contained within the CCJ is up-to-date and repair. Errors which includes discrepancies about payments are generally well-known in order to make their own solution to that details. The “notice associated with correction” let us men and women to mend this issue. Bankruptcy and also specific voluntary arrangements keep on being about history intended for six decades. Any time researching brand-new purposes, lenders take a look at current borrower activities rather then old ones. Should there be negative versions, they're usually buried by means of more modern activities. You'll find about three significant Credit score Research Companies in great britain: Equifax, Experian along with Callcredit. People’s credit track records are generally supervised as well as compiled through these kinds of at this time there firms. In return, loan companies consult one or more of these people to get an candidate's specifics ahead of taking his or her application. Both equally Equifax along with Experian already refuted arsenic intoxication a bad credit score blacklist. People who have credit history issues could be far better well informed in connection with blacklist along with financial loan possibilities via the next few paragraphs.

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Once you have received your funds, you will have a set period of time in which to pay back those funds. You will be able to choose how long you want to be given to pay back the loan, and as long as it falls within our parameters for that particular loan, your request will be granted. If you take longer than the agreed upon time to repay the loan, then there will be penalties applied. These penalties and any other applicable fees will be detailed for you as soon as you are approved for the loan.

If you are rejected for all loans, then you can apply again at a later date. Previous loan applications won’t be considered, and we will only take into account your current financial situation. What are you waiting for? You may already be eligible for one of our lenders’ loans, so fill out the application form and find out.

We Have a Wide Variety Available

Here at Pounda, we do our very best to be able to help everyone we can in every situation possible. In order to do that we must have a huge variety of loans to cover every kind of circumstance imaginable. Below you will find a list of our most recent articles and a little about each to help you make the right choice.

We understand that it can be hard to make a choice, so if you need any help then feel free to get in touch with us through our contact us page.
If you can’t find one that seems to suit your needs then don’t worry. By simply filling out our application form our expert team will be able to create a plan to fit your needs in a matter of minutes. We can help you no matter what your situation.

12 Month Loans
12 month loans are great for all kinds of situations. They give you enough room to breathe without being dragged out for a long time. By having the term period at a year you will see rates that are much lower than short term loans. We have two main kinds of 12 month loans available one is available with No Credit Check and the other is for No Guarantor.
Loans for People on Benefits
It can be hard to get by with the bare minimum that you receive from benefits. Well, now you can get the cash that you’re looking for even if you are receiving benefits as your only income. Simply visit our Benefit Loans Today page for all the information you need to make an application.
Car Loans
If you are looking to get finance so that you can fund a new car or other vehicles then a car loan is definitely the best option for you. We can help you find the right amount over the most suitable term period with the very best rates on the market. Click Car Loans to get the cash you need today with absolutely no credit checks.

If you have had trouble with getting finance in the past and are worried you will be refused for credit then why not have a look at our Guaranteed Logbook Loans. You will surely be able to find the right plan in no time.

Cash Loans
The need for cash is a common issue, especially if you are living month to month with your paycheques. If you need help to find the funds then why not have a look at our Cash Loan Shop. On the other hand, you can look at getting cash straight to you with our Cash Loans To Your Door.

If you need money but don’t know where to go, why not have the funds come to you instead? With Loans to your Door, you will have to look no further, you simply need to apply online today and you can get credit right to you in a matter of minutes.

Fast Loans
The worst thing when you are in a rush to get that extra bit of cash is to have an overly long application process or to have to wait for days to get approved. The money will not be in your account for a few days and that is no use when you need it now.

Now things are different, you can get Same-day Loans. The application form we have is completed entirely online and will only take you a couple minutes. Our dedicated team of experts will then work at breakneck speed to find the right lender for you with the best rates. Once approved the money will be in your account in as little as 15 minutes. Lending doesn’t get faster than this.

So don’t hesitate, get your Fast Loan now.

Instalment Loans
If you are thinking of getting a larger amount or simply want to stretch things out over a longer period then getting an Instalment Loan might be the best thing for you. We work with the best direct lenders from across the UK to bring you the very best rates available on the market.
Mobile Loans
With the modern world becoming more and more mobile the need for mobile phone access is highly important. With Text a Loan you will see how easy it is to apply for and receive a loan entirely from your mobile device. Don’t let being on the go stop you from getting the finance you need today.
Payday Loans
Everyone has heard of payday loans but many people do not realise that there are a variety of different kinds of payday loans. For example, follow this link to our Payday Loans Direct Lenders page to see how getting the funds from a direct lender can help you to get the lowest rates around. Alternatively, if you have bad credit or have been refused a loan in the past then why not look at our Payday Loans No Bank Verification to guarantee that you get the finance you’re looking for.

5 most recent personal loan reviews

Review of Esme Finance

To be honest, I have been absolutely amazed at how Esme Loans have dealt with me. People with a less than perfect credit rating are obviously going to be their main customers. Through circumstance I found myself in that position, less than perfect, but even when I was 'perfect', I didn't get the ease and helpfulness from high street banks, that I got from Esme. That speaks for itself in my opinion. I would recommend this company to anyone who may be less than perfect! That's everyone in the human race then! Thank you.

Review posted by Gillian Pickford, Ipswich

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of UK Loans

Great, fast service, very reliable very friendly staff. I have used UK Loans for the past 8 years with no need to question their loyalty and respect of me as a customer and I hope we continue to have a great business arrangement as we have now and in he future.

Review posted by Marlon Knowles

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Pepper Money

Very easy, very good experience, speedy service. Treat people with low credit ratings with dignity and not like they have a disease! They appreciate that a low credit rating can be circumstantial and not necessarily a reflection of future conduct. Only reservation is interest rate very high but I guess understandable. I'll just have to pay it off quicker!

Review posted by Tom Mollett, Swansea

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from for authenticity.