Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





Competitive Company Examples
Loan amount
1,000 - 25,000
Loan term
1 - 5 Years
I'm glad I know they do more than insurance now.
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Loan amount
1,000 - 35,000
Loan term
1 - 10 Years
Not the first place I would think of for finance but turned out great.
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doorstep loans >> southampton.php

Who's going to be the top Doorstep Loans services together with Southampton

One particular predominant myth with regards to lending options is always that obtaining very poor or even absolutely no credit ranking immediately disqualifies persons searching for loans.

Why are Doorstep Loans healthful?

Banning men and women via a credit score blacklist won't occur. Numerous programs intended for lending options tend to be rejected because the customer will not likely meet the criteria according to the lender. The most efficient mortgage individual are going to be picked out with regards to the lender’s set of two criteria any time you'll find purposes. This is the way lending options receive agreement. Financial products which might be disapproved fail to meet up with all those criteria. The thought of a new credit ratings blacklist is just about the most in-demand beliefs in personalized financing. There is no this sort of thing. Becoming repudiated credit ratings by simply 1 financial institution doesn’t suggest rejection simply by an additional.

Doorstep Loans in Southampton that loan providers supply the best charges?

You can not assume all creditors adhere to the identical criteria when they select a applicant’s agreement or even rejection. It’s legitimate which loan companies consistently share facts in concert by using credit history however each of them creates their own specific evaluation. Many funding organizations search entirely regarding job seekers along with excellent fico scores. Unsecured credit card mortgage loan items that consist of the most cost effective rates of interest are generally obtainable after which candidates with good credit scoring. Somebody along with low credit standing ratings need to stay away from hoping to get individuals given that they employ a increased chance of being rejected. Moreover ,, this kind of returns tarnish their particular credit ratings footprint. Many applications in a very short time frequently helps make financial institutions leery since this is often viewed because symbol of financial difficulties.

Payday loans could possibly be the suitable solution for those who have partial credit ratings information. Cash advance payday loans are generally especially created regarding individuals who would've dropped guiding upon payments on their creditors and possess has a County Judge Judgment added within it for loan payment disappointment. This type of mortgage can be for sale to those who have yet to function with their credit rating. On the other hand, it truly is much more advisable to help to make program for any credit constructor charge card or another alternate options rather. Several of the methods for people to encourage loan companies they are going to work effectively individuals. Comprising floor about have missed repayments and keeping away from financial debt again work best things that people that formerly were being careless together with bank loan instalments can perform. Whilst this tends to be hard, they are the rules concerning how to fix in addition to restore ruined credit rating. Consumers who are prosperous in doing they are likely to end up capable of obtain decrease fascination loans as well as other better bank loan products later on. People ought to moreover make it a point to evaluate their particular individual history of credit for any mistakes, errors or maybe sham. Any credit rating replicate has an understanding of just the thing potential collectors are generally discovering. Considering that loan companies use this seeing that reason for authorising or maybe rejecting personal loans, this doc is an effective starting to discover the causes of this kind of and also uncover solutions to handle people accordingly. A negative District The courtroom Wisdom may seriously limit some sort of borrower’s choices. This kind of decisions possess significant influence credit scores that restriction chance to admittance credit ratings. Even though total repayment has been produced currently, however adversely has an effect on somebody. They are going to don't able to find finance at a standard financial institution or maybe a lot of creditors because of CCJ. Alternate options continue being, however.

Doorstep Loans reviews - Exactly what standard bank increases the best guidance.

You will discover individuals that consider extending loans to individuals that can current evidence CCJ cost in addition to a total satisfaction certificates. Additionally, generally there really should not be some other key issues in the applicant’s credit history.

The fulfillment certificate can be purchased the instant this payment is fully gone. The item can be seen about credit report, symbols of accomplished settlement. Normally, credit ratings data files present CCJs with regard to six to eight decades. Ought to one’s financial history includes a CCJ, make sure you check out its particulars with regard to accuracy. They must furthermore end up being updated consequently. For the reason that the truth that mistakes is now able to in addition to once more consist of these individuals, for instance failure to pay for expenses. These might possibly be adjusted by using a "notice involving correction" that helps individuals to explain extenuating conditions. Similarly, particular person voluntary measures as well as bankruptcy search on-file intended for six several years. In the past, elderly represents in opposition to the consumer lose color mainly because loan companies center on new conduct any time examining completely new credit ratings apps. Equifax, Experian and also Callcredit are the a few main British isles Credit ratings Guide Agencies. Many people generally gather people’s credit rating data. It happens to be marketplace exercise pertaining to boat finance companies for you to work well with such about three to enhance determine financing applicant’s skills along with records. The two Equifax along with Experian presently refuted arsenic intoxication a new less-than-perfect credit score blacklist. With any luck , this will provide a greater comprehension regarding the blacklist and also loan choices for folks credit history troubles.

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Once you have received your funds, you will have a set period of time in which to pay back those funds. You will be able to choose how long you want to be given to pay back the loan, and as long as it falls within our parameters for that particular loan, your request will be granted. If you take longer than the agreed upon time to repay the loan, then there will be penalties applied. These penalties and any other applicable fees will be detailed for you as soon as you are approved for the loan.

If you are rejected for all loans, then you can apply again at a later date. Previous loan applications won’t be considered, and we will only take into account your current financial situation. What are you waiting for? You may already be eligible for one of our lenders’ loans, so fill out the application form and find out.

We Have a Wide Variety Available

Here at Pounda, we do our very best to be able to help everyone we can in every situation possible. In order to do that we must have a huge variety of loans to cover every kind of circumstance imaginable. Below you will find a list of our most recent articles and a little about each to help you make the right choice.

We understand that it can be hard to make a choice, so if you need any help then feel free to get in touch with us through our contact us page.
If you can’t find one that seems to suit your needs then don’t worry. By simply filling out our application form our expert team will be able to create a plan to fit your needs in a matter of minutes. We can help you no matter what your situation.

12 Month Loans
12 month loans are great for all kinds of situations. They give you enough room to breathe without being dragged out for a long time. By having the term period at a year you will see rates that are much lower than short term loans. We have two main kinds of 12 month loans available one is available with No Credit Check and the other is for No Guarantor.
Loans for People on Benefits
It can be hard to get by with the bare minimum that you receive from benefits. Well, now you can get the cash that you’re looking for even if you are receiving benefits as your only income. Simply visit our Benefit Loans Today page for all the information you need to make an application.
Car Loans
If you are looking to get finance so that you can fund a new car or other vehicles then a car loan is definitely the best option for you. We can help you find the right amount over the most suitable term period with the very best rates on the market. Click Car Loans to get the cash you need today with absolutely no credit checks.

If you have had trouble with getting finance in the past and are worried you will be refused for credit then why not have a look at our Guaranteed Logbook Loans. You will surely be able to find the right plan in no time.

Cash Loans
The need for cash is a common issue, especially if you are living month to month with your paycheques. If you need help to find the funds then why not have a look at our Cash Loan Shop. On the other hand, you can look at getting cash straight to you with our Cash Loans To Your Door.

If you need money but don’t know where to go, why not have the funds come to you instead? With Loans to your Door, you will have to look no further, you simply need to apply online today and you can get credit right to you in a matter of minutes.

Fast Loans
The worst thing when you are in a rush to get that extra bit of cash is to have an overly long application process or to have to wait for days to get approved. The money will not be in your account for a few days and that is no use when you need it now.

Now things are different, you can get Same-day Loans. The application form we have is completed entirely online and will only take you a couple minutes. Our dedicated team of experts will then work at breakneck speed to find the right lender for you with the best rates. Once approved the money will be in your account in as little as 15 minutes. Lending doesn’t get faster than this.

So don’t hesitate, get your Fast Loan now.

Instalment Loans
If you are thinking of getting a larger amount or simply want to stretch things out over a longer period then getting an Instalment Loan might be the best thing for you. We work with the best direct lenders from across the UK to bring you the very best rates available on the market.
Mobile Loans
With the modern world becoming more and more mobile the need for mobile phone access is highly important. With Text a Loan you will see how easy it is to apply for and receive a loan entirely from your mobile device. Don’t let being on the go stop you from getting the finance you need today.
Payday Loans
Everyone has heard of payday loans but many people do not realise that there are a variety of different kinds of payday loans. For example, follow this link to our Payday Loans Direct Lenders page to see how getting the funds from a direct lender can help you to get the lowest rates around. Alternatively, if you have bad credit or have been refused a loan in the past then why not look at our Payday Loans No Bank Verification to guarantee that you get the finance you’re looking for.

5 most recent personal loan reviews

Review of Esme Finance

To be honest, I have been absolutely amazed at how Esme Loans have dealt with me. People with a less than perfect credit rating are obviously going to be their main customers. Through circumstance I found myself in that position, less than perfect, but even when I was 'perfect', I didn't get the ease and helpfulness from high street banks, that I got from Esme. That speaks for itself in my opinion. I would recommend this company to anyone who may be less than perfect! That's everyone in the human race then! Thank you.

Review posted by Gillian Pickford, Ipswich

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of UK Loans

Great, fast service, very reliable very friendly staff. I have used UK Loans for the past 8 years with no need to question their loyalty and respect of me as a customer and I hope we continue to have a great business arrangement as we have now and in he future.

Review posted by Marlon Knowles

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Pepper Money

Very easy, very good experience, speedy service. Treat people with low credit ratings with dignity and not like they have a disease! They appreciate that a low credit rating can be circumstantial and not necessarily a reflection of future conduct. Only reservation is interest rate very high but I guess understandable. I'll just have to pay it off quicker!

Review posted by Tom Mollett, Swansea

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from for authenticity.