Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





Competitive Company Examples
Loan amount
1,000 - 25,000
Loan term
1 - 5 Years
I'm glad I know they do more than insurance now.
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Loan amount
1,000 - 35,000
Loan term
1 - 10 Years
Not the first place I would think of for finance but turned out great.
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doorstep loans >> lichfield.php

That's the top Doorstep Loans dealer along with Lichfield

One of the many misnomers with finding personal loans will be disqualification as a result of negative or maybe virtually no reputation of credit.

The key reason why usually are Doorstep Loans meets your needs?

Prohibiting persons utilizing a credit rating blacklist doesn't occur. Several programs for personal loans are generally denied because the candidate isn't going to met the standards according to the bank. Within a application for the loan, the loan originator figure out should the candidate is an ideal just one based on the certain conditions. Personal loans get approval in line with that selection. Each time a loan is actually rejected, this is because the actual failure to meet this sort of demands. Some are quick responsible bank loan returns inside claimed credit blacklist. This can be a phony maintain. Getting declined credit history through one bank doesn’t recommend rejection by simply a different.

Doorstep Loans in Lichfield which often lenders provde the very best expenses?

Just about every bank possesses their particular wish checklist to what provides a perfect debtor, which is different from lender to lender. It’s genuine that creditors consistently write about info with each other through credit ranking but every one of them tends to make their particular person examination. Candidates developing a fantastic credit history normally see his or her loans approved by many loaning establishments. Personal loan goods that have got the most cost effective home loan rates are usually available merely to individuals affluent with fico scores. The chance of rejection and also credit rating foot print record discolouration is really a lot greater for individuals using unwelcome individuals credit files. Refrain from looking for several amount of financial loans very quickly mainly because loan providers check out this page becoming a negative indication aiming for you to monetary problems.

A far more viable option with regard to borrowers along with reduced credit rating is actually short term installment loans. These financing options are specially designed for people that may have slipped behind upon repayment schedules for their debt collectors and have absolutely were built with a County Court Wisdom imposed to them with regard to financial loan repayment disappointment. Such a mortgage loan is in addition open to individuals who have however to operate on their own credit ranking. Remember, even though, that credit ratings creator cards or even alternate merchandise could be a better option. A few of the methods for those to help encourage loan companies they can carry out great consumers. Creating surface about have missed repayments and also keeping away from financial debt again performs best goods that folks who previously were being remiss having loan instalments is capable of doing. Undoubtedly, fundamental essentials suitable method to repair people's credit history. As soon as this can be done, they're able to all over again possess accessibility of well known financial institutions as well as products with regard to credit ratings. You will want to be handed a credit profile content. Analyze the item pertaining to an issue that shouldn’t occur just like faults and even fraudulence. Whatsoever is with the credit history replicate 's what upcoming lenders discover. Meticulously checking in addition to analysing that backup makes it possible for almost any future customer to be able to repair any danger leading to almost any application negativity. An undesirable County Courtroom View may severely limit the borrower’s options. Confined credit score accessibility and bad people's credit reports are generally inevitable effects resulting from most of these choices. That, no matter no matter if full and complete payment has been produced or you cannot. Finding a financial loan at the greater mortgage loan association, and in many cases a number of other more compact loan providers, struggles to become feasible. You will still discover methods to fix this kind of, even though.

Doorstep Loans reviews - Precisely what traditional bank increases the greatest service.

You will find borrowers exactly who look at stretching personal loans to those who'll current verification of CCJ repayment including a total satisfaction certification. Additionally, a candidate should be sure that they don’t possess different obvious difficulties having their credit worthiness.

Records involving satisfaction are generally given each time a bad debts are usually entirely paid for. The certification looks about credit score records, indicating complete repayment. Generally, credit history data files indicate CCJs pertaining to six to eight several years. It truly is one’s liability to be certain that anything contained from the CCJ is actually up-to-date as well as right. It's because what problems will most likely come in these people, as an example disappointment to bring up payments. Persons could explain extenuating scenarios having a “notice regarding punition.” Besides CCJs, bankruptcy in addition to personal voluntary plans show on record with regard to half-a-dozen years. Loan companies concentrate on new dealings in addition to information when buying new applications. Which means elderly records are sent additionally in to obscurity. Equifax, Experian along with Callcredit are often the three key British isles Credit Referrals Companies. These three assemble specifics of peoples' reputation credit. Therefore, financial institutions question one or more of these people by having an candidate's details previous to acknowledging the program. Each Equifax in addition to Experian presently refuted a good an undesirable credit blacklist. With luck , this can provide a better comprehension in regards to the blacklist as well as mortgage loan types of people who have credit difficulties.

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Once you have received your funds, you will have a set period of time in which to pay back those funds. You will be able to choose how long you want to be given to pay back the loan, and as long as it falls within our parameters for that particular loan, your request will be granted. If you take longer than the agreed upon time to repay the loan, then there will be penalties applied. These penalties and any other applicable fees will be detailed for you as soon as you are approved for the loan.

If you are rejected for all loans, then you can apply again at a later date. Previous loan applications won’t be considered, and we will only take into account your current financial situation. What are you waiting for? You may already be eligible for one of our lenders’ loans, so fill out the application form and find out.

We Have a Wide Variety Available

Here at Pounda, we do our very best to be able to help everyone we can in every situation possible. In order to do that we must have a huge variety of loans to cover every kind of circumstance imaginable. Below you will find a list of our most recent articles and a little about each to help you make the right choice.

We understand that it can be hard to make a choice, so if you need any help then feel free to get in touch with us through our contact us page.
If you can’t find one that seems to suit your needs then don’t worry. By simply filling out our application form our expert team will be able to create a plan to fit your needs in a matter of minutes. We can help you no matter what your situation.

12 Month Loans
12 month loans are great for all kinds of situations. They give you enough room to breathe without being dragged out for a long time. By having the term period at a year you will see rates that are much lower than short term loans. We have two main kinds of 12 month loans available one is available with No Credit Check and the other is for No Guarantor.
Loans for People on Benefits
It can be hard to get by with the bare minimum that you receive from benefits. Well, now you can get the cash that you’re looking for even if you are receiving benefits as your only income. Simply visit our Benefit Loans Today page for all the information you need to make an application.
Car Loans
If you are looking to get finance so that you can fund a new car or other vehicles then a car loan is definitely the best option for you. We can help you find the right amount over the most suitable term period with the very best rates on the market. Click Car Loans to get the cash you need today with absolutely no credit checks.

If you have had trouble with getting finance in the past and are worried you will be refused for credit then why not have a look at our Guaranteed Logbook Loans. You will surely be able to find the right plan in no time.

Cash Loans
The need for cash is a common issue, especially if you are living month to month with your paycheques. If you need help to find the funds then why not have a look at our Cash Loan Shop. On the other hand, you can look at getting cash straight to you with our Cash Loans To Your Door.

If you need money but don’t know where to go, why not have the funds come to you instead? With Loans to your Door, you will have to look no further, you simply need to apply online today and you can get credit right to you in a matter of minutes.

Fast Loans
The worst thing when you are in a rush to get that extra bit of cash is to have an overly long application process or to have to wait for days to get approved. The money will not be in your account for a few days and that is no use when you need it now.

Now things are different, you can get Same-day Loans. The application form we have is completed entirely online and will only take you a couple minutes. Our dedicated team of experts will then work at breakneck speed to find the right lender for you with the best rates. Once approved the money will be in your account in as little as 15 minutes. Lending doesn’t get faster than this.

So don’t hesitate, get your Fast Loan now.

Instalment Loans
If you are thinking of getting a larger amount or simply want to stretch things out over a longer period then getting an Instalment Loan might be the best thing for you. We work with the best direct lenders from across the UK to bring you the very best rates available on the market.
Mobile Loans
With the modern world becoming more and more mobile the need for mobile phone access is highly important. With Text a Loan you will see how easy it is to apply for and receive a loan entirely from your mobile device. Don’t let being on the go stop you from getting the finance you need today.
Payday Loans
Everyone has heard of payday loans but many people do not realise that there are a variety of different kinds of payday loans. For example, follow this link to our Payday Loans Direct Lenders page to see how getting the funds from a direct lender can help you to get the lowest rates around. Alternatively, if you have bad credit or have been refused a loan in the past then why not look at our Payday Loans No Bank Verification to guarantee that you get the finance you’re looking for.

5 most recent personal loan reviews

Review of Esme Finance

To be honest, I have been absolutely amazed at how Esme Loans have dealt with me. People with a less than perfect credit rating are obviously going to be their main customers. Through circumstance I found myself in that position, less than perfect, but even when I was 'perfect', I didn't get the ease and helpfulness from high street banks, that I got from Esme. That speaks for itself in my opinion. I would recommend this company to anyone who may be less than perfect! That's everyone in the human race then! Thank you.

Review posted by Gillian Pickford, Ipswich

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of UK Loans

Great, fast service, very reliable very friendly staff. I have used UK Loans for the past 8 years with no need to question their loyalty and respect of me as a customer and I hope we continue to have a great business arrangement as we have now and in he future.

Review posted by Marlon Knowles

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Pepper Money

Very easy, very good experience, speedy service. Treat people with low credit ratings with dignity and not like they have a disease! They appreciate that a low credit rating can be circumstantial and not necessarily a reflection of future conduct. Only reservation is interest rate very high but I guess understandable. I'll just have to pay it off quicker!

Review posted by Tom Mollett, Swansea

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from for authenticity.