Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





Competitive Company Examples
Loan amount
1,000 - 25,000
Loan term
1 - 5 Years
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Loan amount
1,000 - 35,000
Loan term
1 - 10 Years
Not the first place I would think of for finance but turned out great.
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doorstep loans >> clacton.php

Who is the most notable Doorstep Loans provider with Clacton

A common misunderstanding is obtaining very poor or perhaps scarcity of reputation credit history disqualifies folks choosing a mortgage loan or another sort of credit sometime soon.

Precisely why are Doorstep Loans meets your needs?

Banning men and women using a credit rating blacklist does not take place. Quite a few apps for lending options are generally declined because customer is not going to fulfilled the standards determined by the lending company. Your banker checks the actual should the customer fulfills these requirements that had been collection above the application process. This specific decides loan endorsement. Whenever a financial loan is actually refused, for the reason that the particular malfunction to fulfill this sort of prerequisites. The very idea of a credit blacklist is just about the most favored myths throughout private finance. There is absolutely no these matter. Don't assume all financial institutions decline loans dependant upon one particular typical on it's own.

Doorstep Loans in Clacton which will credit card companies supply you with the greatest prices?

Each and every loan provider has their particular want checklist of what generates a best customer, this differs from bank to bank. It’s genuine that lenders repeatedly reveal details together by means of credit files but them all makes his or her person evaluation. Some asking for corporations appear exclusively with regard to people together with excellent credit ratings .. Normally, creditors usually accept low-interest rate loans while a candidate contains a fantastic good reputation for credit history. Someone together with unfavorable credit ratings standing ought to stay away from looking for all those because they use a greater potential for rejection. Also ,, these rejections tarnish the credit footprint. Creditors view an individual with plenty of programs within a reasonably dose of time being a sore point because this can often mean fiscal issues.

Most suitable option loan product for those who have poor credit ratings can be unsecured loans. Cash advance payday loans are specially made regarding individuals who could have slipped behind upon payments on his or her lenders and have had a Local Court docket Common sense required inside it for mortgage pay back disappointment. People that have simply no people's credit reports may consider obtaining the item. Remember, though, of which credit score creator playing cards or maybe alternative merchandise can be a better option. Well known credit rating is generally examined like that, simply because this might be to be able to lenders that you could turn into very good borrower. Quite possibly the most wise steps you can take for people remiss utilizing financial loan instalments is to look for a methods to create people overlooked payments and not really make far more arrears. These types of could become tough to carry out, however, these include the easiest ways to improve one’s credit score. Better financial loan goods may become available again after doing these. They should also get hold of a duplicate with their credit rating along with check it for virtually any glitches as an example incorrect range in addition to fraudulence. What ever has been your credit file replicate is what future collectors notice. Carefully inspecting along with studying this kind of content permits almost any soon to be debtor to help resolve any risk producing any kind of software being rejected. Developing a District Court Judgment from their own identify is definitely a challenging circumstances. These kind of owning features damaging penalties for you to one’s credit score, in so doing affecting credit score gain access to. That, irregardless no matter if total in addition to whole pay back has been given or you cannot. Most lenders, minor and major, tend to be hugely very likely never to lengthen that will bank loan for quite some time in these cases. You can still discover approaches to mend this kind of, however.

Doorstep Loans reviews - Exactly what traditional bank shows the ideal help.

In case the CCJ remains paid having a certificate connected with full satisfaction granted, loan companies can continue to want to lengthen credit history. Moreover, tthere shouldn't be different key difficulties on the inside applicant’s credit worthiness.

Accreditation associated with satisfaction can be acquired following your financial debt happens to be reimbursed. That presents itself about credit score information, representing concluded transaction. Credit ratings data files maintain CCJs regarding six to eight several years. Really should one’s financial record carries a CCJ, make sure to verify their information regarding accuracy and reliability. They should be current accordingly. Often glitches exactly like a good inappropriate range or even inability to say payment have been able to take place. These can become corrected using a "notice involving correction" which will help individuals to explain extenuating situations. Besides CCJs, a bankruptcy proceeding and also individual non-reflex measures be visible on history for half-a-dozen a long time. Lenders consentrate on modern-day orders as well as data when searching for new loan applications. Consequently more mature records are pressed even more right down to obscurity. Equifax, Experian in addition to Callcredit add some about three main Great britain Credit ratings Research Organizations. People’s credit history histories are usually monitored and accumulated by these presently there businesses. It is really industry exercise pertaining to loan company in order to synchronize using your about three to raised assess capital applicant’s requirements in addition to information. Two of these kind of CRAs, Equifax and Experian, have confirmed there's no blacklist if you have minimal credit worthiness. Individuals credit rating complications is generally better educated with regards to the blacklist in conjunction with bank loan alternatives via this data.

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Once you have received your funds, you will have a set period of time in which to pay back those funds. You will be able to choose how long you want to be given to pay back the loan, and as long as it falls within our parameters for that particular loan, your request will be granted. If you take longer than the agreed upon time to repay the loan, then there will be penalties applied. These penalties and any other applicable fees will be detailed for you as soon as you are approved for the loan.

If you are rejected for all loans, then you can apply again at a later date. Previous loan applications won’t be considered, and we will only take into account your current financial situation. What are you waiting for? You may already be eligible for one of our lenders’ loans, so fill out the application form and find out.

We Have a Wide Variety Available

Here at Pounda, we do our very best to be able to help everyone we can in every situation possible. In order to do that we must have a huge variety of loans to cover every kind of circumstance imaginable. Below you will find a list of our most recent articles and a little about each to help you make the right choice.

We understand that it can be hard to make a choice, so if you need any help then feel free to get in touch with us through our contact us page.
If you can’t find one that seems to suit your needs then don’t worry. By simply filling out our application form our expert team will be able to create a plan to fit your needs in a matter of minutes. We can help you no matter what your situation.

12 Month Loans
12 month loans are great for all kinds of situations. They give you enough room to breathe without being dragged out for a long time. By having the term period at a year you will see rates that are much lower than short term loans. We have two main kinds of 12 month loans available one is available with No Credit Check and the other is for No Guarantor.
Loans for People on Benefits
It can be hard to get by with the bare minimum that you receive from benefits. Well, now you can get the cash that you’re looking for even if you are receiving benefits as your only income. Simply visit our Benefit Loans Today page for all the information you need to make an application.
Car Loans
If you are looking to get finance so that you can fund a new car or other vehicles then a car loan is definitely the best option for you. We can help you find the right amount over the most suitable term period with the very best rates on the market. Click Car Loans to get the cash you need today with absolutely no credit checks.

If you have had trouble with getting finance in the past and are worried you will be refused for credit then why not have a look at our Guaranteed Logbook Loans. You will surely be able to find the right plan in no time.

Cash Loans
The need for cash is a common issue, especially if you are living month to month with your paycheques. If you need help to find the funds then why not have a look at our Cash Loan Shop. On the other hand, you can look at getting cash straight to you with our Cash Loans To Your Door.

If you need money but don’t know where to go, why not have the funds come to you instead? With Loans to your Door, you will have to look no further, you simply need to apply online today and you can get credit right to you in a matter of minutes.

Fast Loans
The worst thing when you are in a rush to get that extra bit of cash is to have an overly long application process or to have to wait for days to get approved. The money will not be in your account for a few days and that is no use when you need it now.

Now things are different, you can get Same-day Loans. The application form we have is completed entirely online and will only take you a couple minutes. Our dedicated team of experts will then work at breakneck speed to find the right lender for you with the best rates. Once approved the money will be in your account in as little as 15 minutes. Lending doesn’t get faster than this.

So don’t hesitate, get your Fast Loan now.

Instalment Loans
If you are thinking of getting a larger amount or simply want to stretch things out over a longer period then getting an Instalment Loan might be the best thing for you. We work with the best direct lenders from across the UK to bring you the very best rates available on the market.
Mobile Loans
With the modern world becoming more and more mobile the need for mobile phone access is highly important. With Text a Loan you will see how easy it is to apply for and receive a loan entirely from your mobile device. Don’t let being on the go stop you from getting the finance you need today.
Payday Loans
Everyone has heard of payday loans but many people do not realise that there are a variety of different kinds of payday loans. For example, follow this link to our Payday Loans Direct Lenders page to see how getting the funds from a direct lender can help you to get the lowest rates around. Alternatively, if you have bad credit or have been refused a loan in the past then why not look at our Payday Loans No Bank Verification to guarantee that you get the finance you’re looking for.

5 most recent personal loan reviews

Review of Esme Finance

To be honest, I have been absolutely amazed at how Esme Loans have dealt with me. People with a less than perfect credit rating are obviously going to be their main customers. Through circumstance I found myself in that position, less than perfect, but even when I was 'perfect', I didn't get the ease and helpfulness from high street banks, that I got from Esme. That speaks for itself in my opinion. I would recommend this company to anyone who may be less than perfect! That's everyone in the human race then! Thank you.

Review posted by Gillian Pickford, Ipswich

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of UK Loans

Great, fast service, very reliable very friendly staff. I have used UK Loans for the past 8 years with no need to question their loyalty and respect of me as a customer and I hope we continue to have a great business arrangement as we have now and in he future.

Review posted by Marlon Knowles

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Pepper Money

Very easy, very good experience, speedy service. Treat people with low credit ratings with dignity and not like they have a disease! They appreciate that a low credit rating can be circumstantial and not necessarily a reflection of future conduct. Only reservation is interest rate very high but I guess understandable. I'll just have to pay it off quicker!

Review posted by Tom Mollett, Swansea

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from for authenticity.