Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





Competitive Company Examples
Loan amount
1,000 - 25,000
Loan term
1 - 5 Years
I'm glad I know they do more than insurance now.
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Loan amount
1,000 - 35,000
Loan term
1 - 10 Years
Not the first place I would think of for finance but turned out great.
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doorstep loans >> chester.php

Who's going to be the best Doorstep Loans provider in Chester

A favorite myth is acquiring weak or perhaps too little credit standing disqualifies persons acquiring a mortgage loan or some other way of credit history down the road.

Why Doorstep Loans meets your requirements?

The concept of the credit blacklist or maybe a bar is definitely improperly accepted by a large amount of. Quite a few software regarding loans usually are rejected considering that the individual won't meet the requirements defined by the lending company. On top of a software for your financial loan, the bank determine if your candidate is a great one particular based on their particular certain conditions. This kind of can determine financial loan endorsement. People that don’t satisfy mentioned conditions are only denied. A common scapegoat helpful to clarify mortgage disapprovals could possibly be the thought of a credit score blacklist. This can be a false declare. Just one being rejected won't be much like just about every lender’s knock back.

Doorstep Loans in Chester which often loan providers provide you with the very best costs?

Loan providers have different explanations in who's going to be the perfect client. Whilst creditors share details as a result of credit rating, just about every lender nonetheless looks at as well as examines in which independently. Acquiring that . an extremely large or excellent credit score can get lenders to get their loans permitted. Usually, financial institutions may very well agree low-interest pace financial products while a job candidate carries a excellent credit ratings. Maybe it's intelligent if you happen to have got decrease as well as low credit score results to not ever submit an application for this sort of merchandise because it is more inclined they will get refused along with tarnish his or her credit ratings foot print. Prevent finding several number of financial products right away due to the fact creditors see why like a bad sign directed in order to economical complications.

A far more viable choice regarding individuals with very low history of credit is unsecured credit card finance. Cash advance loans are usually especially made for the ones that would have dropped behind on repayment schedules making use of their collectors and have absolutely some sort of State Courtroom View imposed inside for loan pay back inability. An individual without any credit rating during the time of nevertheless can get accredited for that reason design of financial loan. The credit history builder credit card or something similar is a better conclusion with regard to them nonetheless. Thus giving people opportunity to accessibility well-known credit history through appearing for you to loan providers really accountable individuals. The most sensible things to do to accomplish for those remiss due to their loan instalments will be find some approach to make these have missed repayments also to not really produce considerably more arrears. These might be near on impossible to carry out, nevertheless, most of these range from the most effective ways to unravel one’s credit rating. Better mortgage products may be offered again following performing these. They will additionally have a backup of the credit rating along with analyze it for virtually any glitches for instance wrong quantity in addition to fraudulence. Potential lenders discover my way through some sort of credit history replicate equally as it truly is. An entire overview of this particular report enables that you fully grasp any credit history refusals they will find, along with react consequently in order to brand issues direct. Choices can be additional confined for those who have the Local Court Wisdom vs . them. This type of taking over has damaging penalties to help one’s credit scoring, in so doing impacting on credit admittance. Whole loan payment has no effect on their uncomfortable side effects. They're going to try not to be capable of getting some sort of borrowing set up with the high-street lender together with other loan providers as a result of CCJ. Solutions are still there, even so.

Doorstep Loans reviews - Precisely what loan provider shows the best products and services.

When your CCJ happens to be paid out with a qualification connected with satisfaction granted, financial institutions could usually increase credit rating. Moreover, there shouldn't be any other main issues within the applicant’s credit ratings report.

A piece of paper regarding full satisfaction will be been given after the personal debt may be payed down. Credit files applying this generally identify full settlement. Normally, credit history files show CCJs with regard to half a dozen many years. It's one’s duty to make sure that each piece of data comprised in the CCJ can be up-to-date and correct. Often problems just like an incorrect quantity as well as malfunction to mention transaction are noticed in order to happen. To as always be remedied utilizing a "notice involving correction" which enables visitors to describe extenuating situations. A bankruptcy proceeding as well as personal non-reflex measures stay on record with regard to half a dozen several years. Eventually, older signifies against any client fade since lenders focus on latest behavior as soon as examining brand-new credit ratings applications. UK’s key Credit Guide Organizations are Equifax, Experian in addition to Callcredit. These 3 accumulate more knowledge about people's history of credit. It truly is marketplace training regarding lending institutions to be able to coordinate using these 3 to boost analyse which mortgage loan applicant’s credentials and also records. Each Equifax as well as Experian previously refuted arsenic intoxication a low credit score blacklist. With any luck , it will give you a far better comprehension in connection with blacklist and mortgage loan options for those that have credit rating problems.

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Once you have received your funds, you will have a set period of time in which to pay back those funds. You will be able to choose how long you want to be given to pay back the loan, and as long as it falls within our parameters for that particular loan, your request will be granted. If you take longer than the agreed upon time to repay the loan, then there will be penalties applied. These penalties and any other applicable fees will be detailed for you as soon as you are approved for the loan.

If you are rejected for all loans, then you can apply again at a later date. Previous loan applications won’t be considered, and we will only take into account your current financial situation. What are you waiting for? You may already be eligible for one of our lenders’ loans, so fill out the application form and find out.

We Have a Wide Variety Available

Here at Pounda, we do our very best to be able to help everyone we can in every situation possible. In order to do that we must have a huge variety of loans to cover every kind of circumstance imaginable. Below you will find a list of our most recent articles and a little about each to help you make the right choice.

We understand that it can be hard to make a choice, so if you need any help then feel free to get in touch with us through our contact us page.
If you can’t find one that seems to suit your needs then don’t worry. By simply filling out our application form our expert team will be able to create a plan to fit your needs in a matter of minutes. We can help you no matter what your situation.

12 Month Loans
12 month loans are great for all kinds of situations. They give you enough room to breathe without being dragged out for a long time. By having the term period at a year you will see rates that are much lower than short term loans. We have two main kinds of 12 month loans available one is available with No Credit Check and the other is for No Guarantor.
Loans for People on Benefits
It can be hard to get by with the bare minimum that you receive from benefits. Well, now you can get the cash that you’re looking for even if you are receiving benefits as your only income. Simply visit our Benefit Loans Today page for all the information you need to make an application.
Car Loans
If you are looking to get finance so that you can fund a new car or other vehicles then a car loan is definitely the best option for you. We can help you find the right amount over the most suitable term period with the very best rates on the market. Click Car Loans to get the cash you need today with absolutely no credit checks.

If you have had trouble with getting finance in the past and are worried you will be refused for credit then why not have a look at our Guaranteed Logbook Loans. You will surely be able to find the right plan in no time.

Cash Loans
The need for cash is a common issue, especially if you are living month to month with your paycheques. If you need help to find the funds then why not have a look at our Cash Loan Shop. On the other hand, you can look at getting cash straight to you with our Cash Loans To Your Door.

If you need money but don’t know where to go, why not have the funds come to you instead? With Loans to your Door, you will have to look no further, you simply need to apply online today and you can get credit right to you in a matter of minutes.

Fast Loans
The worst thing when you are in a rush to get that extra bit of cash is to have an overly long application process or to have to wait for days to get approved. The money will not be in your account for a few days and that is no use when you need it now.

Now things are different, you can get Same-day Loans. The application form we have is completed entirely online and will only take you a couple minutes. Our dedicated team of experts will then work at breakneck speed to find the right lender for you with the best rates. Once approved the money will be in your account in as little as 15 minutes. Lending doesn’t get faster than this.

So don’t hesitate, get your Fast Loan now.

Instalment Loans
If you are thinking of getting a larger amount or simply want to stretch things out over a longer period then getting an Instalment Loan might be the best thing for you. We work with the best direct lenders from across the UK to bring you the very best rates available on the market.
Mobile Loans
With the modern world becoming more and more mobile the need for mobile phone access is highly important. With Text a Loan you will see how easy it is to apply for and receive a loan entirely from your mobile device. Don’t let being on the go stop you from getting the finance you need today.
Payday Loans
Everyone has heard of payday loans but many people do not realise that there are a variety of different kinds of payday loans. For example, follow this link to our Payday Loans Direct Lenders page to see how getting the funds from a direct lender can help you to get the lowest rates around. Alternatively, if you have bad credit or have been refused a loan in the past then why not look at our Payday Loans No Bank Verification to guarantee that you get the finance you’re looking for.

5 most recent personal loan reviews

Review of Esme Finance

To be honest, I have been absolutely amazed at how Esme Loans have dealt with me. People with a less than perfect credit rating are obviously going to be their main customers. Through circumstance I found myself in that position, less than perfect, but even when I was 'perfect', I didn't get the ease and helpfulness from high street banks, that I got from Esme. That speaks for itself in my opinion. I would recommend this company to anyone who may be less than perfect! That's everyone in the human race then! Thank you.

Review posted by Gillian Pickford, Ipswich

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of UK Loans

Great, fast service, very reliable very friendly staff. I have used UK Loans for the past 8 years with no need to question their loyalty and respect of me as a customer and I hope we continue to have a great business arrangement as we have now and in he future.

Review posted by Marlon Knowles

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Pepper Money

Very easy, very good experience, speedy service. Treat people with low credit ratings with dignity and not like they have a disease! They appreciate that a low credit rating can be circumstantial and not necessarily a reflection of future conduct. Only reservation is interest rate very high but I guess understandable. I'll just have to pay it off quicker!

Review posted by Tom Mollett, Swansea

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from for authenticity.