Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





Competitive Company Examples
Loan amount
1,000 - 25,000
Loan term
1 - 5 Years
I'm glad I know they do more than insurance now.
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Loan amount
1,000 - 35,000
Loan term
1 - 10 Years
Not the first place I would think of for finance but turned out great.
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doorstep loans >> cardiff.php

That is the top Doorstep Loans supplier in Cardiff

Numerous think that has a bad or maybe simply no prior credit standing disqualifies individuals getting financial products.

Exactly why are Doorstep Loans suits you?

Numerous erroneously believe that one’s points are combined with any credit history blacklist in order to exclude them. Creditors decline many software due to job seekers inside meet their criteria pertaining to financial products. When a debtor applies, this payday cash advance organization will probably verify no matter whether match the claimed regular. The choice to accept loans is relying generally there. Financial products which can be disapproved tend not to match individuals considerations. The particular so-called credit blacklist the kind of finance-related myth. It really is a untrue state. Just one negativity just isn't add up to every single lender’s knock back.

Doorstep Loans in Cardiff which often creditors provide you with the excellent prices?

Each and every loan company possesses his own band of considerations which usually they foundation their selection in whether or not to agree to the credit arrangement otherwise you can not. Credit score are distributed between lenders. Even so, they will still individually evaluate likewise information. There are many loan loan providers who solely take candidates together with visible credit history. Typically, loan companies have a tendency to say yes to low-interest fee signature loans as soon as anyone incorporates a great reputation of credit ratings. Another person along with low credit score rankings must stay away from receiving all those when they use a greater likelihood of topple again. Adding to that, this kind of denials tarnish their own credit size. A number of purposes in just a small amount of time generally helps make creditors careful as this is frequently construed as indication of poverty.

The most suitable personal unsecured loan when you have poor credit rankings will probably be rapid loans. Efforts tend to be created pertaining to individuals who may have gone down behind on payments because of their collectors and also have experienced a Region Courtroom Common sense required to them regarding loan repayment disappointment. Those who have virtually no peoples' credit report can easily take into account trying to get that. Keep in mind, even though, of which credit history constructor credit cards or even option products may be a good choice. For this reason for people to tell creditors they will prosper credit seekers. Regarding folks who even now did not fit monthly payments, the true secret things are all almost all to hook high on these kinds of had missed installments and acquire away from falling within financial debt once again. This tends to be challenging to finish, nonetheless, most of these is the best ways to fix one’s credit rating. Beyond this concept, they are able to at this point expect much easier use of far more gives from bigger financial institutions. Errors, inaccuracies along with scam may make their particular approach to one’s credit history therefore researching this intended for this sort of is advisable. A credit ratings report backup gives prospect of what precisely probable debt collectors are usually experiencing. Given that financial institutions utilize this while result in approving or even rejecting loans, this kind of report is a superb place to start to locate this factors behind these kinds of also to locate methods to deal with individuals accordingly. In case you make use of a State Court Wisdom towards these, choices are restricted. This kind of taking over has bad effects to help one’s credit ratings, and thus influencing credit rating access. If full payment has been given by now, still it detrimentally influences anyone. They're going to don't capable to uncover of which mortgage loan at a normal bank as well as many financial institutions a result of the CCJ. However, options keep on being.

Doorstep Loans reviews - Just the thing loan service supplies best products and services.

CCJ cost, plus the issuance of any pleasure qualification, may possibly convince a number of loan companies to give financial loans. Likewise, a candidate has to be sure that they will don’t possess any additional obvious complications with their credit file.

When a bank loan is entirely paid out, a piece of paper involving full satisfaction is distributed. This tends to display on the finance document implying full transaction. CCJs show on credit records in just a six-year time. Should there be 1, you must examine the credit rating user profile to make certain info regarding the particular CCJ are generally appropriate and also up to date. At times glitches just like an completely wrong variety or even failing to see settlement are actually shown to happen. Responding to these using a “notice regarding correction” would be the best option concerning this. Moreover, particular person purposeful preparations and in addition bankruptcy seem on-file intended for six several years. Whenever looking at brand new programs, loan company take a look at new borrower things to do as an option to old kinds. Regarding bad types, these are generally entombed by means of newer things to do. UK’s major Credit ratings Referrals Agencies usually are Equifax, Experian and also Callcredit. People’s credit ratings pasts are usually administered as well as compiled by means of most of these at this time there companies. Financial institutions generally inquire with regards to a prospective borrower’s information when you are evaluating your loan needs. Each Equifax and also Experian already refuted the utilization of a new less-than-perfect credit rating blacklist. Ideally this could provide a much better comprehending in regards to the blacklist and bank loan options for those with credit ratings issues.

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Once you have received your funds, you will have a set period of time in which to pay back those funds. You will be able to choose how long you want to be given to pay back the loan, and as long as it falls within our parameters for that particular loan, your request will be granted. If you take longer than the agreed upon time to repay the loan, then there will be penalties applied. These penalties and any other applicable fees will be detailed for you as soon as you are approved for the loan.

If you are rejected for all loans, then you can apply again at a later date. Previous loan applications won’t be considered, and we will only take into account your current financial situation. What are you waiting for? You may already be eligible for one of our lenders’ loans, so fill out the application form and find out.

We Have a Wide Variety Available

Here at Pounda, we do our very best to be able to help everyone we can in every situation possible. In order to do that we must have a huge variety of loans to cover every kind of circumstance imaginable. Below you will find a list of our most recent articles and a little about each to help you make the right choice.

We understand that it can be hard to make a choice, so if you need any help then feel free to get in touch with us through our contact us page.
If you can’t find one that seems to suit your needs then don’t worry. By simply filling out our application form our expert team will be able to create a plan to fit your needs in a matter of minutes. We can help you no matter what your situation.

12 Month Loans
12 month loans are great for all kinds of situations. They give you enough room to breathe without being dragged out for a long time. By having the term period at a year you will see rates that are much lower than short term loans. We have two main kinds of 12 month loans available one is available with No Credit Check and the other is for No Guarantor.
Loans for People on Benefits
It can be hard to get by with the bare minimum that you receive from benefits. Well, now you can get the cash that you’re looking for even if you are receiving benefits as your only income. Simply visit our Benefit Loans Today page for all the information you need to make an application.
Car Loans
If you are looking to get finance so that you can fund a new car or other vehicles then a car loan is definitely the best option for you. We can help you find the right amount over the most suitable term period with the very best rates on the market. Click Car Loans to get the cash you need today with absolutely no credit checks.

If you have had trouble with getting finance in the past and are worried you will be refused for credit then why not have a look at our Guaranteed Logbook Loans. You will surely be able to find the right plan in no time.

Cash Loans
The need for cash is a common issue, especially if you are living month to month with your paycheques. If you need help to find the funds then why not have a look at our Cash Loan Shop. On the other hand, you can look at getting cash straight to you with our Cash Loans To Your Door.

If you need money but don’t know where to go, why not have the funds come to you instead? With Loans to your Door, you will have to look no further, you simply need to apply online today and you can get credit right to you in a matter of minutes.

Fast Loans
The worst thing when you are in a rush to get that extra bit of cash is to have an overly long application process or to have to wait for days to get approved. The money will not be in your account for a few days and that is no use when you need it now.

Now things are different, you can get Same-day Loans. The application form we have is completed entirely online and will only take you a couple minutes. Our dedicated team of experts will then work at breakneck speed to find the right lender for you with the best rates. Once approved the money will be in your account in as little as 15 minutes. Lending doesn’t get faster than this.

So don’t hesitate, get your Fast Loan now.

Instalment Loans
If you are thinking of getting a larger amount or simply want to stretch things out over a longer period then getting an Instalment Loan might be the best thing for you. We work with the best direct lenders from across the UK to bring you the very best rates available on the market.
Mobile Loans
With the modern world becoming more and more mobile the need for mobile phone access is highly important. With Text a Loan you will see how easy it is to apply for and receive a loan entirely from your mobile device. Don’t let being on the go stop you from getting the finance you need today.
Payday Loans
Everyone has heard of payday loans but many people do not realise that there are a variety of different kinds of payday loans. For example, follow this link to our Payday Loans Direct Lenders page to see how getting the funds from a direct lender can help you to get the lowest rates around. Alternatively, if you have bad credit or have been refused a loan in the past then why not look at our Payday Loans No Bank Verification to guarantee that you get the finance you’re looking for.

5 most recent personal loan reviews

Review of Esme Finance

To be honest, I have been absolutely amazed at how Esme Loans have dealt with me. People with a less than perfect credit rating are obviously going to be their main customers. Through circumstance I found myself in that position, less than perfect, but even when I was 'perfect', I didn't get the ease and helpfulness from high street banks, that I got from Esme. That speaks for itself in my opinion. I would recommend this company to anyone who may be less than perfect! That's everyone in the human race then! Thank you.

Review posted by Gillian Pickford, Ipswich

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of UK Loans

Great, fast service, very reliable very friendly staff. I have used UK Loans for the past 8 years with no need to question their loyalty and respect of me as a customer and I hope we continue to have a great business arrangement as we have now and in he future.

Review posted by Marlon Knowles

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Pepper Money

Very easy, very good experience, speedy service. Treat people with low credit ratings with dignity and not like they have a disease! They appreciate that a low credit rating can be circumstantial and not necessarily a reflection of future conduct. Only reservation is interest rate very high but I guess understandable. I'll just have to pay it off quicker!

Review posted by Tom Mollett, Swansea

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from for authenticity.