Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

£100 - £999
Short Term Loans

Online Decision
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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£1000 - £20,000
Personal Loans

Instant Decision
60 Second Application
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER. Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





Competitive Company Examples

Loan amount
1,000 - 25,000
Loan term
1 - 5 Years
I'm glad I know they do more than insurance now.
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Loan amount
1,000 - 35,000
Loan term
1 - 10 Years
Not the first place I would think of for finance but turned out great.
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You May Already Be Eligible

You can get the loan you need from Pounda. All it takes is a short application process. If you qualify, you could be awarded your loan within 24 hours.

How to Apply

The application is made very easy thanks to a completely online process. You just fill out the Pounda application form and we’ll examine it to see if you qualify for a loan. If you don’t qualify for the loan you want, we’ll let you know if you qualify for a different one. Many people who apply for loans through Pounda are approved, so this is your best chance for getting the money you need quickly.

You’ll need to tell Pounda what kind of loan you want, along with the length and size of the loan. You’ll need to have some personal information and documents handy, such as your ID card, banking details and a pay slip. These provide identifying information for us so that we can ensure no fraud is committed and that the money goes to the right place.

How It Works

Being approved for a loan from Pounda has never been easier. We don’t require a lot of intensive financial information about you. All we want to know is a few basic details, such as where you work and how much you make. We use this information to determine if you are eligible for the Pounda loan you’ve applied for or one of our other loans.

Once you are approved, we will let you know and then the money will be deposited directly into your bank account. This is the most secure, quick and convenient way to get you the funds you have asked for.

Will I Be Approved?

While more applicants are approved for loans through our service than many other lending institutions, there are some instances where we have to reject applications or suggest that applicants choose a different loan.

The most common reason for this is due to a lower than required income. If your income does not meet the minimum threshold for the loan you have applied for, then we will have to reject your application. If you have enough income to qualify for a different loan, we will inform you and give you an opportunity to apply for that smaller loan without having to start the entire application process over again.



Once you have received your funds, you will have a set period of time in which to pay back those funds. You will be able to choose how long you want to be given to pay back the loan, and as long as it falls within our parameters for that particular loan, your request will be granted. If you take longer than the agreed upon time to repay the loan, then there will be penalties applied. These penalties and any other applicable fees will be detailed for you as soon as you are approved for the loan.

If you are rejected for all loans, then you can apply again at a later date. Previous loan applications won’t be considered, and we will only take into account your current financial situation. What are you waiting for? You may already be eligible for one of our lenders’ loans, so fill out the application form and find out.

We Have a Wide Variety Available

Here at Pounda, we do our very best to be able to help everyone we can in every situation possible. In order to do that we must have a huge variety of loans to cover every kind of circumstance imaginable. Below you will find a list of our most recent articles and a little about each to help you make the right choice.

We understand that it can be hard to make a choice, so if you need any help then feel free to get in touch with us through our contact us page.
If you can’t find one that seems to suit your needs then don’t worry. By simply filling out our application form our expert team will be able to create a plan to fit your needs in a matter of minutes. We can help you no matter what your situation.

12 Month Loans
12 month loans are great for all kinds of situations. They give you enough room to breathe without being dragged out for a long time. By having the term period at a year you will see rates that are much lower than short term loans. We have two main kinds of 12 month loans available one is available with No Credit Check and the other is for No Guarantor.
Loans for People on Benefits
It can be hard to get by with the bare minimum that you receive from benefits. Well, now you can get the cash that you’re looking for even if you are receiving benefits as your only income. Simply visit our Benefit Loans Today page for all the information you need to make an application.
Car Loans
If you are looking to get finance so that you can fund a new car or other vehicles then a car loan is definitely the best option for you. We can help you find the right amount over the most suitable term period with the very best rates on the market. Click Car Loans to get the cash you need today with absolutely no credit checks.

If you have had trouble with getting finance in the past and are worried you will be refused for credit then why not have a look at our Guaranteed Logbook Loans. You will surely be able to find the right plan in no time.

Cash Loans
The need for cash is a common issue, especially if you are living month to month with your paycheques. If you need help to find the funds then why not have a look at our Cash Loan Shop. On the other hand, you can look at getting cash straight to you with our Cash Loans To Your Door.

If you need money but don’t know where to go, why not have the funds come to you instead? With Loans to your Door, you will have to look no further, you simply need to apply online today and you can get credit right to you in a matter of minutes.

Fast Loans
The worst thing when you are in a rush to get that extra bit of cash is to have an overly long application process or to have to wait for days to get approved. The money will not be in your account for a few days and that is no use when you need it now.

Now things are different, you can get Same-day Loans. The application form we have is completed entirely online and will only take you a couple minutes. Our dedicated team of experts will then work at breakneck speed to find the right lender for you with the best rates. Once approved the money will be in your account in as little as 15 minutes. Lending doesn’t get faster than this.

So don’t hesitate, get your Fast Loan now.

Instalment Loans
If you are thinking of getting a larger amount or simply want to stretch things out over a longer period then getting an Instalment Loan might be the best thing for you. We work with the best direct lenders from across the UK to bring you the very best rates available on the market.
Mobile Loans
With the modern world becoming more and more mobile the need for mobile phone access is highly important. With Text a Loan you will see how easy it is to apply for and receive a loan entirely from your mobile device. Don’t let being on the go stop you from getting the finance you need today.
Payday Loans
Everyone has heard of payday loans but many people do not realise that there are a variety of different kinds of payday loans. For example, follow this link to our Payday Loans Direct Lenders page to see how getting the funds from a direct lender can help you to get the lowest rates around. Alternatively, if you have bad credit or have been refused a loan in the past then why not look at our Payday Loans No Bank Verification to guarantee that you get the finance you’re looking for.

5 most recent personal loan reviews

Review of Esme Finance

To be honest, I have been absolutely amazed at how Esme Loans have dealt with me. People with a less than perfect credit rating are obviously going to be their main customers. Through circumstance I found myself in that position, less than perfect, but even when I was 'perfect', I didn't get the ease and helpfulness from high street banks, that I got from Esme. That speaks for itself in my opinion. I would recommend this company to anyone who may be less than perfect! That's everyone in the human race then! Thank you.

Review posted by Gillian Pickford, Ipswich

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of UK Loans

Great, fast service, very reliable very friendly staff. I have used UK Loans for the past 8 years with no need to question their loyalty and respect of me as a customer and I hope we continue to have a great business arrangement as we have now and in he future.

Review posted by Marlon Knowles

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Pepper Money

Very easy, very good experience, speedy service. Treat people with low credit ratings with dignity and not like they have a disease! They appreciate that a low credit rating can be circumstantial and not necessarily a reflection of future conduct. Only reservation is interest rate very high but I guess understandable. I'll just have to pay it off quicker!

Review posted by Tom Mollett, Swansea

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from trustpilot.com for authenticity.

Benefits of Bad Credit Instant Loans Unemployed

There are various types of loans today which could give stunning money help. Some particularly offered for individuals who wish to renovate their homes and additionally the individuals who wish to purchase another auto. However, for the individuals who have a bad credit line, on the off chance that you think they can no longer get an opportunity to apply for an advance, you are wrong. There is really an advance only for them. The bad credit instant loans unemployed will really give them astonishing money help particularly when they required money during an emergency. It’s fortunate there are now these sorts of loans for individuals who wish to get prompt money help.

Are you aware that there are loans today which you can obtain online? Usually, this kind of loan is very much preferred by those who only rely on their monthly salary. If you are one of those people then you will find the bad credit instant loans unemployed very beneficial. It will not only help you pay those bills on time but will be very useful especially during those emergency situations. You will no longer need to worry about going to the bank just to pay them back since a friendly agent will come and pays you a visit on the day you and your lender agreed on to pay back the loan itself. The bad credit instant loans unemployed are very convenient and could easily be obtained online.

Finding Bad Credit Instant Loans for the Unemployed

With the incessantly growing number of innovative new loan solutions that cater to borrowers even despite their bad credit situations, finding bad credit instant loans for the unemployed should no longer be a problem. Because of all the innovative new loan alternatives easily available even for borrowers with bad credit, anyone may now avail of bad credit instant loans for the unemployed without much difficulty. This, however, wasn’t always the case for borrowers with poor credit circumstances.

Due to the continuous rise in the demands for loans as well as the inevitable consequent rise in the number of unpaid loan accounts, traditional lending firms and institutions have decided to come up with a credit scoring system, which was calculated to address similar problems in the long term. Under this credit scoring system, borrowers were easily segregated according to classifications decided upon by the lending institutions. Borrowers whom the lending institutions perceived to be very unlikely to be capable of paying off their loans in the future were easily separated from the borrowers whom they saw as capable of paying off their debts without much problem at all.

Through this credit scoring system, borrowers who have unintentionally missed out on their regular payments found their records automatically indicate their bad payment histories, while individuals and other borrowers who earn less than what the lending institutions have set as the only allowable minimum were automatically assigned poor credit scores. As a result, borrowers with poor credit scores and bad payment histories were automatically precluded from taking any kind of loan from any of the traditional lending firms. Due to this, borrowers who found themselves in urgent financial situations were often confronted with very few and sometimes downright impossible options to address their ongoing financial conditions.

Although some borrowers resort to taking loans from their family or selling off their properties in order to raise money, a lot of borrowers opted instead to secure loans from underground lending individuals and firms. But while this latter option does provide borrowers with the benefit of the temporary financial relief that they exigently need, the long term consequences associated with these types of loan services have always left borrowers in even more difficult financial circumstances. Because of the inherently high interest rates of underground loan services, a lot of borrowers tend to find themselves in perpetuated difficult financial circumstances.

Getting Unemployed Loans for the Unemployed with Bad Credit

With the rising number of borrowers with poor credit who fell into the same pit of perpetuated financial circumstances, an entire market comprised wholly of borrowers with poor credit was inevitably created. As demands for better and more affordable loan services continued to grow in this newly developed market, innovative new financial services were later on introduced in the market. Through innovative new loan services like unemployed loans for the unemployed with bad credit, borrowers now have much easier access to more affordable, more secure, and much more flexible loan services.

With unemployed loans for the unemployed with bad credit, as well as other similar innovative new loan services, borrowers now have more reliable loan options in times of urgent financial conditions. Unlike a lot of the conventional loans that are normally being offered in many of the traditional lending firms and institutions, applications for innovative new loans like unemployed loans for the unemployed with bad credit entail much simpler application processes. With loan services like unemployed loans for the unemployed with bad credit, borrowers need not have to submit impossibly hard to secure requirements.

How to Get Guarantor Payday Loans for the Unemployed

Through innovative new financial services like guarantor payday loans for the unemployed, borrowers may now easily avail of loans even despite their bad credit situations. With guarantor payday loans for the unemployed, as well as other innovative new loan solutions, borrowers can now easily submit their loan applications right straight out of the comfort of their very own homes. Because loan applications can now be easily done online, borrowers now have the convenient option to submit their loan applications from anywhere and at any given time. And since everything can now be accomplished entirely over the internet, borrowers may now expect for their loan applications to be processed immediately after they are submitted. Due to this, approvals of applications for guarantor payday loans for the unemployed, as well as other similar innovative new loan services can now be accomplished in as little as mere minutes after the loan applications were submitted. The release of funds for approved guarantor payday loans for the unemployed, on the other hand, may now be expected in the same day that the loan applications were submitted.

Guarantor payday loans allow even the unemployed to secure loans without any problem through the help of guarantors, which can either be individuals or firms of good credit standing, and able and willing to repay the borrower’s loan in case he fails to repay them for any reason. With these very convenient and innovative features of guarantor payday loans for the unemployed, as well as other similar innovative new loan services, these financial services can be considered good alternatives in addressing urgent financial crises. But because a lot of the innovative new loan solutions are generally just small loans that borrowers may repay over short payment terms, not all of these loan options can be considered good solutions to more complex financial conditions. In addressing situations that require bigger loans and longer payment terms, borrowers may opt to acquire secured loan options, which allow bigger loans and far more convenient payment terms.

Getting Direct Lenders Same Day Loans for Unemployed

Although a lot of borrowers believe that borrowing from the lenders directly yield more savings because it does not necessitate paying for loan brokers’ fees, the fact that loan brokers are able to provide their clients with much cheaper loan services due to their unrestricted access to all the lenders’ discounted lending services actually allow borrowers who opt to secure loans through loan brokering firms much more savings in the long term.

What Do You Need To Do

The bad credit instant loans unemployed lender won’t oblige you to go to the bank since they have the application form online. You will no longer need to go to the bank just to fill up the application form. All you need to prepare are some of your fundamental prerequisites, for example, your ID card, social security number, private address, email address and your bank account. Along these lines, the bad credit instant loans unemployed lender will have the capacity to deposit the money you require in your bank account. The straightforward necessities which most bad credit instant loans unemployed lenders need will be utilised as references and certification that you are capable of paying them back on time.

With the assistance of bad credit instant loans unemployed you will have the capacity to pay your credit card obligations. Along these lines, you won’t be blacklisted. This is really a standout amongst the most widely recognised issues among individuals who have charge cards. However, with the assistance of bad credit instant loans unemployed they could pay their obligations on time and cleared their names once more. Ensure that you do your examination with respect to the bad credit instant loans unemployed.

Through the assistance of bad credit instant loans unemployed lender, you will definitely have the capacity to appreciate the advantages of this credit. They will even help you to make the application simpler and less requesting. It will also help to read those reviews and articles regarding bad credit instant loans unemployed to gain more info about it.