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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER. Warning: Late repayment can cause you serious money problems. For help, go to

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Fast Approval Loans For Bad Credit

Fast approval loans for bad credit can enable you to get access to funds in your time of need. What is also great is that it comes without the hassle that a bank could put you through. It’s no secret that bad credit will leave you with very little borrowing options, especially through a bank. In fact, a bank won’t lend to someone with a bad credit score because they believe that the person is too risky to lend to. This attitude is biased, and they apply it to everyone with a bad score and don’t consider that someone could have gotten their bad score due to the actions of someone else or some unfortunate circumstances in their life.

Having a bad score doesn’t always make someone a risk to lend to or mean that they aren’t capable of making loan repayments, and this is what the banks refuse to properly acknowledge. Because of this, bad credit lenders were able to open for business and help people with bad credit still borrow money, because they shouldn’t be banned from doing it and their life may depend on borrowing money.

What Are Fast Approval Loans For Bad Credit?

Fast approval loans for bad credit is a type of a loan that someone with bad credit can apply for and there is a fast approval process involved. In some cases, you could be approved for your fast approval loans for bad credit on the same day that you apply and even have your money too. These fast approval loans for bad credit will be assessed on how much money you earn from your job and subsequently how much you can afford to repay from that money. This is a very fair way to assess an application, and it doesn’t discriminate against good people because of a bad score.

How Are They Beneficial?

Because the approval process is so fast, you could have your money in your hand that same day and then go and use it to pay your bills. You could have medical expenses, handyman fees, utility bills, or other bills which need to be covered as soon as possible before they become a very big problem. There’s no way a bank would be able to lend you money this fast, even if you had a good credit score, and this loan could even save someone from the brink of financial ruin. The benefits are endless for fast approval loans for bad credit, all you have to do is take the steps.

Can I Apply Today?

Absolutely. As mentioned before, these fast approval loans for bad credit are not discriminatory and are based on your income level. So long as you have a job with consistent income, you shouldn’t have a problem getting approved for these fast approval loans for bad credit. You don’t have to be a victim to the banks biased lending policies, and you do have hope. Your financial situation could be vastly improved because the money you got from this loan was used to pay a bill before it went to a collections agency. So, make sure you decide quickly if getting a loan is your best option because you don’t want your financial situation to worsen and leave you in a very difficult position.