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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER. Warning: Late repayment can cause you serious money problems. For help, go to

Home » Bad Credit – Main » Bad Credit /Direct Lenders

Poor Credit Loans Direct Lenders

Poor credit loans direct lenders could help you out in your time of need when no one else will. If you’re reading this, then you probably have a bad credit score. Don’t worry, because they are far too easy to get and the system is broken. What you need to be aware of is that the banks don’t want to know you because of this because they refuse to lend to people with bad scores. It doesn’t matter how much money you make or how much you can contribute towards loan repayments; they still don’t want to know you. This may leave you feeling completely helpless, but you don’t have to; because poor credit loans direct lenders are here to lend to you regardless of your score.

What Are Poor Credit Loans Direct Lenders

It is as straightforward as it sounds. This is a type of loan for people who have poor credit scores and they are done through direct lenders hence the name poor credit loans direct lenders. This is a type of lender who is the source of the money you are borrowing, whereas a non-direct lender doesn’t actually have the money. A non-direct lender will secure the funds for your loan by either acting as an intermediary between you and another party or simply selling your loan on the secondary market.

Why Should I Get This Loan?

If you have a bad credit score and need to borrow some cash then these poor credit loans direct lenders could be your best option. Borrowing from a direct lender can work out cheaper for you too because if there was another party involved your interest rate would be higher so they can profit from you. The money from the loan could also really help you out if you are struggling and maybe even get you out of a tough situation. If you need to pay for medical fees, fines, utility bills, and more, then the money could cover this and all you have to do is just pay back the loan. Once the loan is paid back, then you’re done and could have potentially fixed your financial situation.

Should I Apply Now?

Having financial freedom is crucial for somebody’s happiness and well-being; that’s how powerful money is. You may not be able to fix your credit score at this current point in time, but you can certainly try and borrow some money from poor credit loans direct lenders. They won’t discriminate or be biased against you because of your credit score and you can make a loan application knowing this. So long as you have a job and the money is consistently coming in, you shouldn’t have any trouble getting approved for this loan.

As mentioned before, the money from this loan can really come in handy for you when it comes to paying your bills. These lenders have encountered people from all walks of life who are now in dire circumstances and they understand how badly you need help. So, do what you need to do to get your financial situation sorted because this loan could be the solution.