£100 - £999
Short Term Loans
3 to 12 Month Repayments
Loan Rates Starting At 278%
£1000 - £20,000
60 Second Application
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options
Personal loans that fit your needs from Pounda
Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help
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Competitive Company Examples
Representative example: If you borrow £10,000 over 60 months at a Representative APR of 3.1% (fixed) and an annual interest rate of 3.1% you would pay £179.94 monthly and the total amount you would repay would be £10,796.40. Representative example
For customers without a Clubcard
Total amount repayable
Length of loan
Annual rate of interest (nominal)
Representative example: If you borrow £10,000 over 60 months at a Representative APR of 3.1% (fixed) and an annual interest rate of 3.1% you would pay £179.94 monthly and the total amount you would repay would be £10,796.40.
You May Already Be Eligible
You can get the loan you need from Pounda. All it takes is a short application process. If you qualify, you could be awarded your loan within 24 hours.
How to Apply
The application is made very easy thanks to a completely online process. You just fill out the Pounda application form and we’ll examine it to see if you qualify for a loan. If you don’t qualify for the loan you want, we’ll let you know if you qualify for a different one. Many people who apply for loans through Pounda are approved, so this is your best chance for getting the money you need quickly.
You’ll need to tell Pounda what kind of loan you want, along with the length and size of the loan. You’ll need to have some personal information and documents handy, such as your ID card, banking details and a pay slip. These provide identifying information for us so that we can ensure no fraud is committed and that the money goes to the right place.
How It Works
Being approved for a loan from Pounda has never been easier. We don’t require a lot of intensive financial information about you. All we want to know is a few basic details, such as where you work and how much you make. We use this information to determine if you are eligible for the Pounda loan you’ve applied for or one of our other loans.
Once you are approved, we will let you know and then the money will be deposited directly into your bank account. This is the most secure, quick and convenient way to get you the funds you have asked for.
Will I Be Approved?
While more applicants are approved for loans through our service than many other lending institutions, there are some instances where we have to reject applications or suggest that applicants choose a different loan.
The most common reason for this is due to a lower than required income. If your income does not meet the minimum threshold for the loan you have applied for, then we will have to reject your application. If you have enough income to qualify for a different loan, we will inform you and give you an opportunity to apply for that smaller loan without having to start the entire application process over again.
Once you have received your funds, you will have a set period of time in which to pay back those funds. You will be able to choose how long you want to be given to pay back the loan, and as long as it falls within our parameters for that particular loan, your request will be granted. If you take longer than the agreed upon time to repay the loan, then there will be penalties applied. These penalties and any other applicable fees will be detailed for you as soon as you are approved for the loan.
If you are rejected for all loans, then you can apply again at a later date. Previous loan applications won’t be considered, and we will only take into account your current financial situation. What are you waiting for? You may already be eligible for one of our lenders’ loans, so fill out the application form and find out.
We Have a Wide Variety Available
Here at Pounda, we do our very best to be able to help everyone we can in every situation possible. In order to do that we must have a huge variety of loans to cover every kind of circumstance imaginable. Below you will find a list of our most recent articles and a little about each to help you make the right choice.
We understand that it can be hard to make a choice, so if you need any help then feel free to get in touch with us through our contact us page.
If you can’t find one that seems to suit your needs then don’t worry. By simply filling out our application form our expert team will be able to create a plan to fit your needs in a matter of minutes. We can help you no matter what your situation.
12 Month Loans
Loans for People on Benefits
If you have had trouble with getting finance in the past and are worried you will be refused for credit then why not have a look at our Guaranteed Logbook Loans. You will surely be able to find the right plan in no time.
If you need money but don’t know where to go, why not have the funds come to you instead? With Loans to your Door, you will have to look no further, you simply need to apply online today and you can get credit right to you in a matter of minutes.
Now things are different, you can get Same-day Loans. The application form we have is completed entirely online and will only take you a couple minutes. Our dedicated team of experts will then work at breakneck speed to find the right lender for you with the best rates. Once approved the money will be in your account in as little as 15 minutes. Lending doesn’t get faster than this.
So don’t hesitate, get your Fast Loan now.
5 most recent personal loan reviews
To be honest, I have been absolutely amazed at how Esme Loans have dealt with me. People with a less than perfect credit rating are obviously going to be their main customers. Through circumstance I found myself in that position, less than perfect, but even when I was 'perfect', I didn't get the ease and helpfulness from high street banks, that I got from Esme. That speaks for itself in my opinion. I would recommend this company to anyone who may be less than perfect! That's everyone in the human race then! Thank you.
Review posted by Gillian Pickford, Ipswich
Ease Of Use
Value For Money
Great, fast service, very reliable very friendly staff. I have used UK Loans for the past 8 years with no need to question their loyalty and respect of me as a customer and I hope we continue to have a great business arrangement as we have now and in he future.
Review posted by Marlon Knowles
Ease Of Use
Value For Money
Very easy, very good experience, speedy service. Treat people with low credit ratings with dignity and not like they have a disease! They appreciate that a low credit rating can be circumstantial and not necessarily a reflection of future conduct. Only reservation is interest rate very high but I guess understandable. I'll just have to pay it off quicker!
Review posted by Tom Mollett, Swansea
Ease Of Use
Value For Money
Cheapest Loans With Bad Credit
The cheapest loans with bad credit are starting to gain a bit of traction. When it comes to being a popular type of loan for people with bad credit scores they are on top. Not only does this loan enable people to borrow money who have a bad credit score, but they aren’t subject to any bias or judgement because of it either. This is because your income and ability to make the repayments are what matters when you apply for this loan and that’s how a loan application should be assessed.
Unfortunately, the banks are going to discriminate against you if you have a bad score and not lend to you. They perceive everyone with a bad score as too risky to lend to and would rather protect their assets instead of learning how to properly assess a loan. This means your options are quite limited when it comes to borrowing money, but you still do have hope.
What Are The Cheapest Loans With Bad Credit?
These are loans for people who have bad credit scores and the cheapest will normally refer to the one with the lowest amount of interest involved. You should be aware that the cheapest loans with bad credit aren’t always the best option, as the repayment cycle or length of the loan may not be suitable for you.
As mentioned before, they are assessed on your income and ability to make repayments, so you don’t need to worry about being treated unfairly. And since there’s usually a fast approval process, you could have your money the same day that you apply and be able to pay your bills and get them out of the way depending on the type of loan you apply for. Do a little research to see if cheapest loans for bad credit are the right loans for you. All you have to do after this is just make the repayments and you could possibly solve your financial problem within a matter of weeks.
How Are These Loans Beneficial?
Do you know of many loans out there where you can make an application and potentially be approved and have your cash on the same day? How many cheapest loans with bad credit are there which don’t take a made up credit number into the equation when lending and refuse your application if that number doesn’t satisfy them? These loans are assessed fairly, so you can just apply knowing that you aren’t being judged. The money could go towards a lot of things such as utility bills or medical fees so they can be paid for and then you don’t need to worry about them afterwards. No longer do you have to fear the banks and their biased lending policies and you can just apply knowing that you will be treated fairly.
Can I Apply Now?
If you need access to money and have a bad credit score then you need to do something about it. Cheapest loans with bad credit are incredibly easy to apply for and you basically just need to have a job and be able to make the repayments. Your credit score is also irrelevant so you don’t need to worry about that either. You can just choose which loan you wish to get, apply for it, and then just wait for your lenders answer in regards to your approval.