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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER. Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk

Home » 24 hour loans

Enjoying reliable 24 hour loans from online lenders in the UK

Before the advent of the internet and online financing, securing a loan in the UK was a tedious process. It meant satisfying a bank’s extensive and stringent eligibility criteria and wait for at least a week or longer for your application to be completed. Numerous Britons were disappointed on such a slow and difficult process and there were others who had to rely on loan sharks just to satisfy the urgent funding that they needed.

Fortunately, online lending companies where quick to fill in the void left by banks, credit unions, and other traditional lenders with their own version of financing that is a whole lot faster and easier. Amongst the numerous financial products that they offer, 24 hour loans are one of the most popular because of if their instant funding and the seamless requirements that are very easy to meet.

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The quick and seamless process in applying for 24 hour loans online

Applying for 24 hour loans from online lenders is a genuinely effortless experience. There is no need to fall in long queues, set up an appointment with a loan representative and wait for your number to be called, or endure any kind of painstaking step that you would normally have to bear with traditional bank loans. All you need to do is apply for 24 hour loans online in a lender’s website through your Smart Phone or computer virtually any time of the day, wherever you are as long as you are connected to the internet.

There are also plenty of amazing features that you can expect to enjoy from the revolutionary credit products such as:

Instant loan approvals that can happen in a matter of minutes

Customer support service that can cater all your questions and concerns round the clock even at midnight

24/7 approvals regardless if it’s a Christmas or any Holiday

No faxing required whatsoever. Simply fill out a brief, seamless, and secured application form online that is guaranteed to keep any personal and financial information that you share safe and private.

No hidden fees and charges. There is no need to pay upfront fees or processing fees for your application to advance.

You can expect to accomplish the entire application process for 24 hour loans in less than 15 minutes. The online application form will only require you to fill out basic personal and financial information and the approval response is almost instant. And once you are approved, you can expect the loan amount to be deposited into your bank account in the same day or the next business day depending on the type of option that you have applied for and on the lender’s lending practice and policies as well.

Why you may need 24 hour loans

Many people in the UK apply for 24 hour loans for various financial needs and reasons. However, the most important thing to bear in mind always is that the type of financing would be best suited for vital needs and unforeseen emergency expenses.

Some of the things and situations that you can use 24 hour loans include:

Fixing your car so you can use it back immediately to take your kids to school, purchase groceries, or drive to work every day.

Fixing a leaking roof or a broken down boiler which needs urgent attention because of the coming rainy or winter season.

To tide you through in between pay days. You can use the money to purchase groceries or cover utilities when you’re strapped of cash.

To pay for medical bills or rent that will be due in a few days

For any legal purpose that will help make your current financial situation better.

As discussed earlier, one of the biggest reasons why 24 hour loans have become extremely popular all over the UK is because of the exceptional ease, speed, and convenience that the financial products provide. Emergency cash situations can happen anytime to anyone and with 24 hour loans you can relieve yourself from all the hassle of locating a nearby loan store or set up an appointment and complete other tedious steps.

We live in a technologically advanced and fast paced world and the kind of financing that every Briton should enjoy should be one that provides seamless, 24/7 processing in any day of the week and this is exactly what 24 hour loans are designed to offer.

24 hour loans in the UK

Taking out 24 hour loans or any type of credit for that matter is an important financial undertaking and for this reason, you should take your time and think things through before moving forward. It doesn’t matter how urgent your situation or need for funding is; always take the necessary time to do some research on the numerous different options available online and in the UK lending market in general.

24 hour loans are one of the easiest and most convenient forms of financing in the UK but they are not necessarily the right options for everyone. Take your time and shop around and you may realize that there are other options that are more appropriate to your needs and present circumstances. They may also be cheaper alternatives such as:

Borrowing money from family and friends

Using a credit card and clearing off the entire bill during interest free seasons

Opting with low interest rate options like personal loans, secured loans, and guarantor loans

Aside from exploring other borrowing alternatives, you may also want to consider how urgent your need for funding really is. Can that certain expense wait for several days? If it can, then you might want to consider applying for other loan options that may take a longer time to process than 24 hour loans but provide better rates and payment terms in general. Always remember that 24 hour loans are more expensive than other forms of financing in the UK and this is something that you need to think about strongly before you apply for the credit products.

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