£100 - £999
Short Term Loans
3 to 12 Month Repayments
Loan Rates Starting At 278%
£1000 - £20,000
60 Second Application
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options
Personal loans that fit your needs from Pounda
Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help
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Competitive Company Examples
Representative example: If you borrow £10,000 over 60 months at a Representative APR of 3.1% (fixed) and an annual interest rate of 3.1% you would pay £179.94 monthly and the total amount you would repay would be £10,796.40. Representative example
For customers without a Clubcard
Total amount repayable
Length of loan
Annual rate of interest (nominal)
Representative example: If you borrow £10,000 over 60 months at a Representative APR of 3.1% (fixed) and an annual interest rate of 3.1% you would pay £179.94 monthly and the total amount you would repay would be £10,796.40.
You May Already Be Eligible
You can get the loan you need from Pounda. All it takes is a short application process. If you qualify, you could be awarded your loan within 24 hours.
How to Apply
The application is made very easy thanks to a completely online process. You just fill out the Pounda application form and we’ll examine it to see if you qualify for a loan. If you don’t qualify for the loan you want, we’ll let you know if you qualify for a different one. Many people who apply for loans through Pounda are approved, so this is your best chance for getting the money you need quickly.
You’ll need to tell Pounda what kind of loan you want, along with the length and size of the loan. You’ll need to have some personal information and documents handy, such as your ID card, banking details and a pay slip. These provide identifying information for us so that we can ensure no fraud is committed and that the money goes to the right place.
How It Works
Being approved for a loan from Pounda has never been easier. We don’t require a lot of intensive financial information about you. All we want to know is a few basic details, such as where you work and how much you make. We use this information to determine if you are eligible for the Pounda loan you’ve applied for or one of our other loans.
Once you are approved, we will let you know and then the money will be deposited directly into your bank account. This is the most secure, quick and convenient way to get you the funds you have asked for.
Will I Be Approved?
While more applicants are approved for loans through our service than many other lending institutions, there are some instances where we have to reject applications or suggest that applicants choose a different loan.
The most common reason for this is due to a lower than required income. If your income does not meet the minimum threshold for the loan you have applied for, then we will have to reject your application. If you have enough income to qualify for a different loan, we will inform you and give you an opportunity to apply for that smaller loan without having to start the entire application process over again.
Once you have received your funds, you will have a set period of time in which to pay back those funds. You will be able to choose how long you want to be given to pay back the loan, and as long as it falls within our parameters for that particular loan, your request will be granted. If you take longer than the agreed upon time to repay the loan, then there will be penalties applied. These penalties and any other applicable fees will be detailed for you as soon as you are approved for the loan.
If you are rejected for all loans, then you can apply again at a later date. Previous loan applications won’t be considered, and we will only take into account your current financial situation. What are you waiting for? You may already be eligible for one of our lenders’ loans, so fill out the application form and find out.
We Have a Wide Variety Available
Here at Pounda, we do our very best to be able to help everyone we can in every situation possible. In order to do that we must have a huge variety of loans to cover every kind of circumstance imaginable. Below you will find a list of our most recent articles and a little about each to help you make the right choice.
We understand that it can be hard to make a choice, so if you need any help then feel free to get in touch with us through our contact us page.
If you can’t find one that seems to suit your needs then don’t worry. By simply filling out our application form our expert team will be able to create a plan to fit your needs in a matter of minutes. We can help you no matter what your situation.
12 Month Loans
Loans for People on Benefits
If you have had trouble with getting finance in the past and are worried you will be refused for credit then why not have a look at our Guaranteed Logbook Loans. You will surely be able to find the right plan in no time.
If you need money but don’t know where to go, why not have the funds come to you instead? With Loans to your Door, you will have to look no further, you simply need to apply online today and you can get credit right to you in a matter of minutes.
Now things are different, you can get Same-day Loans. The application form we have is completed entirely online and will only take you a couple minutes. Our dedicated team of experts will then work at breakneck speed to find the right lender for you with the best rates. Once approved the money will be in your account in as little as 15 minutes. Lending doesn’t get faster than this.
So don’t hesitate, get your Fast Loan now.
5 most recent personal loan reviews
To be honest, I have been absolutely amazed at how Esme Loans have dealt with me. People with a less than perfect credit rating are obviously going to be their main customers. Through circumstance I found myself in that position, less than perfect, but even when I was 'perfect', I didn't get the ease and helpfulness from high street banks, that I got from Esme. That speaks for itself in my opinion. I would recommend this company to anyone who may be less than perfect! That's everyone in the human race then! Thank you.
Review posted by Gillian Pickford, Ipswich
Ease Of Use
Value For Money
Great, fast service, very reliable very friendly staff. I have used UK Loans for the past 8 years with no need to question their loyalty and respect of me as a customer and I hope we continue to have a great business arrangement as we have now and in he future.
Review posted by Marlon Knowles
Ease Of Use
Value For Money
Very easy, very good experience, speedy service. Treat people with low credit ratings with dignity and not like they have a disease! They appreciate that a low credit rating can be circumstantial and not necessarily a reflection of future conduct. Only reservation is interest rate very high but I guess understandable. I'll just have to pay it off quicker!
Review posted by Tom Mollett, Swansea
Ease Of Use
Value For Money
Enjoying reliable 24 hour loans from online lenders in the UK
Before the advent of the internet and online financing, securing a loan in the UK was a tedious process. It meant satisfying a bank’s extensive and stringent eligibility criteria and wait for at least a week or longer for your application to be completed. Numerous Britons were disappointed on such a slow and difficult process and there were others who had to rely on loan sharks just to satisfy the urgent funding that they needed.
Fortunately, online lending companies where quick to fill in the void left by banks, credit unions, and other traditional lenders with their own version of financing that is a whole lot faster and easier. Amongst the numerous financial products that they offer, 24 hour loans are one of the most popular because of if their instant funding and the seamless requirements that are very easy to meet.
The quick and seamless process in applying for 24 hour loans online
Applying for 24 hour loans from online lenders is a genuinely effortless experience. There is no need to fall in long queues, set up an appointment with a loan representative and wait for your number to be called, or endure any kind of painstaking step that you would normally have to bear with traditional bank loans. All you need to do is apply for 24 hour loans online in a lender’s website through your Smart Phone or computer virtually any time of the day, wherever you are as long as you are connected to the internet.
There are also plenty of amazing features that you can expect to enjoy from the revolutionary credit products such as:
Instant loan approvals that can happen in a matter of minutes
Customer support service that can cater all your questions and concerns round the clock even at midnight
24/7 approvals regardless if it’s a Christmas or any Holiday
No faxing required whatsoever. Simply fill out a brief, seamless, and secured application form online that is guaranteed to keep any personal and financial information that you share safe and private.
No hidden fees and charges. There is no need to pay upfront fees or processing fees for your application to advance.
You can expect to accomplish the entire application process for 24 hour loans in less than 15 minutes. The online application form will only require you to fill out basic personal and financial information and the approval response is almost instant. And once you are approved, you can expect the loan amount to be deposited into your bank account in the same day or the next business day depending on the type of option that you have applied for and on the lender’s lending practice and policies as well.
Why you may need 24 hour loans
Many people in the UK apply for 24 hour loans for various financial needs and reasons. However, the most important thing to bear in mind always is that the type of financing would be best suited for vital needs and unforeseen emergency expenses.
Some of the things and situations that you can use 24 hour loans include:
Fixing your car so you can use it back immediately to take your kids to school, purchase groceries, or drive to work every day.
Fixing a leaking roof or a broken down boiler which needs urgent attention because of the coming rainy or winter season.
To tide you through in between pay days. You can use the money to purchase groceries or cover utilities when you’re strapped of cash.
To pay for medical bills or rent that will be due in a few days
For any legal purpose that will help make your current financial situation better.
As discussed earlier, one of the biggest reasons why 24 hour loans have become extremely popular all over the UK is because of the exceptional ease, speed, and convenience that the financial products provide. Emergency cash situations can happen anytime to anyone and with 24 hour loans you can relieve yourself from all the hassle of locating a nearby loan store or set up an appointment and complete other tedious steps.
We live in a technologically advanced and fast paced world and the kind of financing that every Briton should enjoy should be one that provides seamless, 24/7 processing in any day of the week and this is exactly what 24 hour loans are designed to offer.
24 hour loans in the UK
Taking out 24 hour loans or any type of credit for that matter is an important financial undertaking and for this reason, you should take your time and think things through before moving forward. It doesn’t matter how urgent your situation or need for funding is; always take the necessary time to do some research on the numerous different options available online and in the UK lending market in general.
24 hour loans are one of the easiest and most convenient forms of financing in the UK but they are not necessarily the right options for everyone. Take your time and shop around and you may realize that there are other options that are more appropriate to your needs and present circumstances. They may also be cheaper alternatives such as:
Borrowing money from family and friends
Using a credit card and clearing off the entire bill during interest free seasons
Opting with low interest rate options like personal loans, secured loans, and guarantor loans
Aside from exploring other borrowing alternatives, you may also want to consider how urgent your need for funding really is. Can that certain expense wait for several days? If it can, then you might want to consider applying for other loan options that may take a longer time to process than 24 hour loans but provide better rates and payment terms in general. Always remember that 24 hour loans are more expensive than other forms of financing in the UK and this is something that you need to think about strongly before you apply for the credit products.