60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options
Short Term Loans
Apply For Up To £999
3 to 12 Month Repayments
Loan Rates Starting At 278%
See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk
Personal loans that fit your needs from Pounda
Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help
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Competitive Company Examples
Representative example: If you borrow £10,000 over 60 months at a Representative APR of 3.1% (fixed) and an annual interest rate of 3.1% you would pay £179.94 monthly and the total amount you would repay would be £10,796.40. Representative example
For customers without a Clubcard
Total amount repayable
Length of loan
Annual rate of interest (nominal)
Representative example: If you borrow £10,000 over 60 months at a Representative APR of 3.1% (fixed) and an annual interest rate of 3.1% you would pay £179.94 monthly and the total amount you would repay would be £10,796.40.
You May Already Be Eligible
You can get the loan you need from Pounda. All it takes is a short application process. If you qualify, you could be awarded your loan within 24 hours.
How to Apply
The application is made very easy thanks to a completely online process. You just fill out the Pounda application form and we’ll examine it to see if you qualify for a loan. If you don’t qualify for the loan you want, we’ll let you know if you qualify for a different one. Many people who apply for loans through Pounda are approved, so this is your best chance for getting the money you need quickly.
You’ll need to tell Pounda what kind of loan you want, along with the length and size of the loan. You’ll need to have some personal information and documents handy, such as your ID card, banking details and a pay slip. These provide identifying information for us so that we can ensure no fraud is committed and that the money goes to the right place.
How It Works
Being approved for a loan from Pounda has never been easier. We don’t require a lot of intensive financial information about you. All we want to know is a few basic details, such as where you work and how much you make. We use this information to determine if you are eligible for the Pounda loan you’ve applied for or one of our other loans.
Once you are approved, we will let you know and then the money will be deposited directly into your bank account. This is the most secure, quick and convenient way to get you the funds you have asked for.
Will I Be Approved?
While more applicants are approved for loans through our service than many other lending institutions, there are some instances where we have to reject applications or suggest that applicants choose a different loan.
The most common reason for this is due to a lower than required income. If your income does not meet the minimum threshold for the loan you have applied for, then we will have to reject your application. If you have enough income to qualify for a different loan, we will inform you and give you an opportunity to apply for that smaller loan without having to start the entire application process over again.
Once you have received your funds, you will have a set period of time in which to pay back those funds. You will be able to choose how long you want to be given to pay back the loan, and as long as it falls within our parameters for that particular loan, your request will be granted. If you take longer than the agreed upon time to repay the loan, then there will be penalties applied. These penalties and any other applicable fees will be detailed for you as soon as you are approved for the loan.
If you are rejected for all loans, then you can apply again at a later date. Previous loan applications won’t be considered, and we will only take into account your current financial situation. What are you waiting for? You may already be eligible for one of our lenders’ loans, so fill out the application form and find out.
We Have a Wide Variety Available
Here at Pounda, we do our very best to be able to help everyone we can in every situation possible. In order to do that we must have a huge variety of loans to cover every kind of circumstance imaginable. Below you will find a list of our most recent articles and a little about each to help you make the right choice.
We understand that it can be hard to make a choice, so if you need any help then feel free to get in touch with us through our contact us page.
If you can’t find one that seems to suit your needs then don’t worry. By simply filling out our application form our expert team will be able to create a plan to fit your needs in a matter of minutes. We can help you no matter what your situation.
12 Month Loans
Loans for People on Benefits
If you have had trouble with getting finance in the past and are worried you will be refused for credit then why not have a look at our Guaranteed Logbook Loans. You will surely be able to find the right plan in no time.
If you need money but don’t know where to go, why not have the funds come to you instead? With Loans to your Door, you will have to look no further, you simply need to apply online today and you can get credit right to you in a matter of minutes.
Now things are different, you can get Same-day Loans. The application form we have is completed entirely online and will only take you a couple minutes. Our dedicated team of experts will then work at breakneck speed to find the right lender for you with the best rates. Once approved the money will be in your account in as little as 15 minutes. Lending doesn’t get faster than this.
So don’t hesitate, get your Fast Loan now.
5 most recent personal loan reviews
To be honest, I have been absolutely amazed at how Esme Loans have dealt with me. People with a less than perfect credit rating are obviously going to be their main customers. Through circumstance I found myself in that position, less than perfect, but even when I was 'perfect', I didn't get the ease and helpfulness from high street banks, that I got from Esme. That speaks for itself in my opinion. I would recommend this company to anyone who may be less than perfect! That's everyone in the human race then! Thank you.
Review posted by Gillian Pickford, Ipswich
Ease Of Use
Value For Money
Great, fast service, very reliable very friendly staff. I have used UK Loans for the past 8 years with no need to question their loyalty and respect of me as a customer and I hope we continue to have a great business arrangement as we have now and in he future.
Review posted by Marlon Knowles
Ease Of Use
Value For Money
Very easy, very good experience, speedy service. Treat people with low credit ratings with dignity and not like they have a disease! They appreciate that a low credit rating can be circumstantial and not necessarily a reflection of future conduct. Only reservation is interest rate very high but I guess understandable. I'll just have to pay it off quicker!
Review posted by Tom Mollett, Swansea
Ease Of Use
Value For Money
100 Loans in the UK: Finding the Best Loan Options
Even though loans have been around since time immemorial, the fact that the demands for loans and other loan services only continue to increase poses much problems not only to the lenders, but most especially to he borrowers. As more and more borrowers avail of loans and other loan services in the lending market, more and more of them struggle with unpaid debts. In an attempt to address this problem traditional lending institutions such as banks and other lending firms have decided to come up with a credit scoring system, which does not only allows the lending firms to significantly decrease the number of delinquent accounts, but also to easily segregate the borrowers according to their financial capacities. Under this credit scoring system, borrowers whom the lending firms believe are capable of paying off their loans without much problems were easily segregated from those whom they believe are likely incapable of paying off their loans.
Individuals who earn much less than what the lending firms have decided as sufficient were automatically given poor credit scores, while borrowers who frequently or may have repeatedly missed out on their payments automatically had their records reflect their bad payment history. And while under this system, traditional lending firms and institutions were successful in achieving their aim, its consequences to the borrowers’ finances proved to be extremely detrimental and highly disadvantageous. Because borrowers with poor credit scores and bad payment history were automatically disqualified from procuring any of the loans that are being offered by the standard lending institutions and other firms, they are often left very few and often either unacceptable or impractical options whenever they face urgent financial situations. Because of this, borrowers with bad credit were only left to choose between asking for money from their friends or members of their family, or taking underground loans from lenders operating illegally. But since asking friends or family for money is not always easy, a lot of borrowers often resorted to procuring underground loans from lenders operating illegally. Through this option, borrowers are provided the temporary financial relief that they need. But the long-term effects of this loan option often leave borrowers in even worse financial conditions. Because underground loans charge excessively high interest rates, borrowers are often left to deal with perpetuated difficult financial situations whenever they choose to avail of these underground loan solutions.
Getting 100 Loans for Bad Credit
Because more and more borrowers with poor credit scores were often left in similar perpetuated difficult financial circumstances, an entire new market of borrowers with bad credit was later on created. And as demands for more acceptable and more affordable loan solutions continued to increase in this new market, lending firms later on came up with innovative new loan services especially designed for borrowers with bad credit. Through innovative new loan solutions such as 100 loans for bad credit, borrowers now finally have more flexible and much more affordable loan options. With 100 loans and other innovative loan solutions, borrowers no longer have to take loans that are so much more than what is necessitated by their ongoing financial situations. And because 100 loans allow borrowers to borrow simply that exact same amount — an amount which they can easily pay over in far much shorter payment terms — they no longer have to pay for interest rates longer than what is actually necessitated. Through 100 loans for bad credit, borrowers now finally have far better, much more affordable, much more flexible, and far more secure loan alternatives.
How to Get 100 Loans and Instant Loans for Bad Credit
Through 100 loans and instant loans for bad credit, borrowers now have easy access not only to more affordable and flexible loan alternatives, but also ones that are most convenient. Unlike applications for most of the conventional loans of many traditional lending institutions, application procedures for 100 loans and instant loans for bad credit do not necessitate waiting in long lines for many hours. With 100 loans and instant loans, borrowers can easily accomplish their applications entirely over the internet. And because applications for 100 loans can be done completely online, borrowers have the convenience of being able to submit their applications even right straight out of the comfort of their very own homes.
Since applications for 100 loans and instant loans are processed as soon as they are submitted, borrowers can now expect for the approval of their applications in as little as just mere minutes after they have been submitted. Approved loans’ funds, on the other hand, can now be released even on the same day that the applications were submitted. Because of these features of 100 loans and instant loans, these loan options actually make the best financial resolutions in times of emergency financial situations.
But because 100 loans and instant loans are generally small loans that are arranged for borrowers to pay over in short payment terms, they do not make great options when it comes to more complicated financial predicaments. In these particular situations, borrowers are always better off getting secured loans, which are actually payable in far much longer terms.
Getting 100 Loans from Direct Lenders
For many borrowers, the common belief is that because securing loans from the lenders directly do not necessitate having to pay for the loan brokers’ fees, it only follows that they get to save more money. What is unknown to many borrowers, it seems, is that because these loan brokers have a network of connections to various lenders across various locations, they consequently have extensive access to all the various deals and promotions that are being offered by these lenders across many loan services. Because of this, borrowers who opt to procure loans with the help of loan brokers actually save more money and enjoy far more benefits in the long term. Additionally, since loan brokers extend expert financial advise to their borrowers, they are guaranteed the best loan alternatives according to their unique financial circumstances.