Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





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Which is the most effective Home Loans vendor inside Swansea

A mortgage is often a sum of money borrowed coming from a financial institution or bank to get a property. However, we always mistakenly notice a mortgage loan like a mortgage. Home financing is a home loan. For a mortgage, it is usually against residential property from the loan applicant.

Lenders offer home loans, not merely for purchasing a home but also for a variety of other purposes. The usage of home loans may include home building and house improvements or expansion.

Individuals who prefer constructing their particular house can put to get a mortgage too. Renovation and repair works like internal and external repair, painting, construction of overhead water tank and electrical renovation might also be entitled to a mortgage. You can even choose a home loan to invest for a home extension or expansion including additional bedroom or even a bigger kitchen.

Looking for home financing in Swansea

To find a house loan to suit your individual needs and lifestyle, it’s crucial that you take into consideration your needs and options. But, you will find what exactly you need to find out and do first before getting home financing.

Confer with your lender about your assets, monthly income, liabilities, and projected advance payment, in order to evaluate you financial capacity. It is also imperative that you tidy up your credit history. Clean up your credit score by paying bills on time, eliminating credit card balances, and, when you have unpaid loans, pay them down and obtain a certificate of payment through the lending institution.

Keeping your employer and a comfortable income, while checking property process is crucial. Typically, avoid any major purchases like financing a fresh car, co-signing another loan, or occurring a high priced trip making use of your charge card, until after you’ve secured the money. Mortgage calculators are fantastic tools to see if your financial situation really can handle the payment scheme. Check what you can find a way to spend.

Lenders are cautious, if you’re likely to get a mortgage loan, expect you'll pay some money for deposit. Typically, you’ll need at the very least 20% of your home price for downpayments however you should strive for a greater downpayment to lower your total mortgage balance. Even if loans have the identical rate of interest, there can be variations in the points and fees that produce one offer more costly than another.

Once you make application for a mortgage, you simply must provide your lender which has a number of financial documents. Be ready together with your valid IDs and financial documents, and you will need to provide additional proof your revenue if you’re self-employed.

Finding and comparing the most effective mortgage loan can be hard, and you cannot be assured that any deal you do such as the sound of is in fact destined to be well suited for you and the circumstances. Mortgage brokers, under financial regulations, must be useful for finding a home financing that'll be well suited for both you and your circumstances. Planning how to repay your loan is essential whatever method you choose to decide upon comparing them.

Top Lenders for Mortgage loans in Swansea

Discover ways to compare offers, when getting the very best deals for the house loan. The UK’s largest mortgage lenders are Lloyds, Santander, Nationwide, Barclays and Royal Bank of Scotland and HSBC.

First Direct

First Direct mortgages consistently score highly in your customer happiness tables, together with the fact that it gives you some of the most competitive deals in the marketplace.

Yorkshire Building Society

Yorkshire BS have good rates, their offset feature is extremely good, and perhaps they are simple to take care of, consistent, and fair.


Nationwide is one of the biggest building societies in the united kingdom, and customers notice as being a provider which offers good value, great service and adaptability.


Barclays, one among UK’s largest lenders, offers competitive tracker and stuck deals and rated best for affordability.


Santander has competitive deals for borrowers with small deposits.

Lloyds Bank

Lloyds Bank, which split from TSB in 2013, specialises in fixed-rate mortgage deals. They rated great for customer care.

Royal Bank of Scotland (RBS)

The Royal Bank of Scotland has many of fee-free deals, and it has an effective rating for coping with queries and complaints.RBS offers some 100% mortgages for existing customers who will be remortgaging.The Royal Bank of Scotland or RBS offers mortgage loans and mortgages with extremely low rates and satisfactory services.Borrowers were happy with the RBS's transparency and just how well it keeps them informed, but less so with the affordability of the deals.


HSBC offers a range of competitive mortgage deals and earns a reputable rating in client satisfaction.

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