Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





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That is the most beneficial Home Loans business in Strood

Home loan is basically loans given by the lender for the purpose of obtaining a home or a house. However, you will find there's very thin line between mortgage loan and mortgage. A mortgage can be a security instrument that you just give to the bank, a document that protects the lender's interests within your property. Similar to a secured loan, a home loan usually could have your home as security on the loan.

The demand for home mortgages has recently increased and plenty of banks are introducing different mortgage loan schemes. Home loans could also be used for construction of a house, home conversion or home improvement, and home expansion.

People that prefer constructing their particular house can put on for any house loan too. A home loan can also be used for home renovations and major repairs. You’ll also find banks who offer mortgage loans for many who want home extension or expansion.

Finding a Mortgage in Strood

If you’re out to buy property, it’s likely that you will want to loan to finance it. However, investing in a new house is definitely stressful instead of knowing if you’ll get approval to borrow only heightens the anxiety.

Speak with your lender relating to your assets, monthly income, liabilities, and projected deposit, in order to evaluate you financial capacity. Additionally it is important to tidy up your credit report. Pay your debts on time and pay back your charge card balances, so that you can not ruin your credit throughout the loan processing.

Create financial stability at the same time. While you don’t need a zero balance in your bank cards to be entitled to a housing loan, the less you borrowed from creditors, the higher. With mortgage calculators, you can create a projected budget for the mortgage loan you may be applying. Going through this process can save you plenty of emotional and financial pressure moving forward.

Lenders are cautious, if you’re planning to obtain a house loan, expect you'll shell out some money for downpayments. Higher downpayment means lower mortgage, but remember that deposit aren’t the only cash expense you'll want to worry about. Even though loans have the same interest, there can be differences in what exactly and charges which make one offer costlier than another.

Lender will not call for on like a customer if you can't prove what you are, and that means you better prepare all necessary paperwork. You should be happy to provide your financial documents as if your payslips and evidences of your respective earnings.

Even though you do eventually find one, it’s tough to know whether that deal is really suitable or otherwise not. You'll be able to ask the assistance of a brokerage to makje your research easier and faster. Getting a mortgage, whether you undertake it alone or by way of a broker, always requires meticulous planning using your finances.

Top Lenders for Home mortgages in Strood

Getting a home can be quite a fun and exciting experience, but choosing the best home is just one help the method. Listed below are the most important banks in britain.

First Direct

First Direct is known for its great service, transparency, and low rates.

Yorkshire Building Society

Yorkshire BS have good rates, their offset feature is fantastic, and perhaps they are very easy to cope with, consistent, and fair.


Nationwide is competitive for tracker and fixed deals, has rated highly for clarity of statements, and provides cheap deals for remortgagers.


Barclays, among UK’s largest lenders, offers competitive tracker and fixed deals and rated best for value for money.


Santander deals enable you to make overpayments and competitive for fixed and tracker deals.

Lloyds Bank

Lloyds Bank is one kind of those lenders who offer handles set rate. Customers have provided them decent scores charges for service.

Royal Bank of Scotland (RBS)

The Royal Bank of Scotland has lots of fee-free deals, and has a reasonable rating to help with queries and complaints.RBS offers some 100% mortgages for existing customers who are remortgaging.The Royal Bank of Scotland or RBS offers home mortgages and mortgages with reduced rates and satisfactory services.Borrowers were very pleased with the RBS's transparency and just how well it keeps them informed, but less so with all the good value with the deals.


HSBC offers home loans and mortgages which can be of good value, great deals and awesome service.

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