Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





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Which is the most beneficial Home Loans service within Southend

A mortgage is often a sum of cash borrowed from the lender or bank to buy a home. However, most of us are familiar with calling our home loan a home financing, however that isn't an accurate meaning of the phrase. The mortgage might be land or assets like gold, securities, and insurance, to secure your loan. In many instances, banks provide loan but the house is served as collateral to secure the loan.

Lenders offer mortgages, not merely for getting a residence but in addition for other purposes. The usage of mortgages might include home building and house improvements or expansion.

Those who prefer constructing their unique house can use for the house loan too. Home financing may also be used for home renovations and major repairs. Home loans can also be useful for home expansion or extension.

Score home loan? in Southend

To identify a mortgage loan that meets your own needs and lifestyle, it’s important to think about your circumstances and options. However, purchasing a brand new home is definitely stressful and not knowing if you’ll get approved to borrow money only heightens the anxiety.

You'll want to evaluate your financial capacity, as well as the the easy way make this happen is simply by starting the conversation early using your potential lender. It is also imperative that you clean up your credit history. You are able to boost your credit score if you are paying bills by the due date and eliminating credit card balances.

Lenders avoid risky clients, so put your best foot forward by being financially stable. Avoid major purchases or loans like a new car, being a loan guarantor, and going for a low-paying job. Mortgage calculators can display you much your monthly house payment could be with a different home price, interest, loan tenure, and annual income scenarios. Check what you might afford to spend.

Aside from giving you better credit position, a massive family savings can assist you settle many different cash expenses. Higher advance payment means lower mortgage, but understand that down payments aren’t the sole cash expense you'll want to be worried about. All mortgages aren't created equal, and also the interest will likely be one of the biggest factors in determining the expense of your mortgage.

All required documents should be prepared. At least, you need a valid photo-bearing government issued ID, evidence of income like employment certification, ITR, or payslips, and also other relevant collateral documents.

Finding and comparing the most effective home loan can be tough, and you also is not assured that any deal one does like the sound of is in fact going to be suited to your circumstances. A home financing broker could make things slightly easier than, say, simply entering your existing bank and asking for just one. Planning how you will repay your loan is essential whatever method you decide to go for comparing them.

Where you'll get the most effective Deals for Home Loans in Southend

Selecting the best mortgage loan could be equally as significant as choosing the right lender for you. The UK’s largest mortgage lenders are Lloyds, Santander, Nationwide, Barclays and Royal Bank of Scotland and HSBC.

First Direct

Customers rate First Direct high on transparency and adaptability, and the best value for funds.

Yorkshire Building Society

Yorkshire BS is very competitive for fixed-rate and discount deals, plenty of zero-arrangement-fee deals, and choices to overpay.


Britain's largest building society is the top lender for customer care and provides deals for anyone with small and large deposits.


One of many UK's largest lenders, Barclays has gained praises and great reviews from customers.


Santander is another high-rated lender for mortgage loans with competitive deals and occasional rates.

Lloyds Bank

Lloyds Bank offers fixed interest rate mortgage deals. Customers have provided them decent scores in general for service.

Royal Bank of Scotland (RBS)

The Royal Bank of Scotland is loaded with lots of fee-free deals, and it has an adequate rating to help with queries and complaints.RBS offers some 100% mortgages for existing customers who're remortgaging.The Royal Bank of Scotland or RBS offers mortgages and mortgages with reduced rates and satisfactory services.Borrowers were very pleased with the RBS's transparency and how well it keeps them informed, but less so with all the affordability from the deals.


HSBC provides a variety of competitive mortgage deals and earns a good rating in customer care.

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