Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





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That's the perfect Home Loans provider in Reading

Home loan is for sale of an new or perhaps a pre-owned home, that is commonly available and it is available from a lot of banks in several variants. However, we always mistakenly view a home loan being a mortgage. A mortgage is often a security instrument that you share with the bank, a document that protects the lender's interests inside your property. In the event of non-payment or default of your home loan, the bank can liquidate the property and obtain back its used amount of the loan.

The demand for home loans recently increased and plenty of banks are introducing different mortgage loan schemes. Mortgages could also be used for construction of the house, home conversion or do it yourself, and residential expansion.

Home financing is an excellent solution for individuals who choose to build their own house than investing in a brand new one. Home financing could also be used for home renovations and major repairs. Home loans can be utilized for home expansion or extension.

Obtaining home financing in Reading

To locate a house loan to suit your own needs and lifestyle, it’s vital that you think about your needs and options. But, you will find what you require to know and do first prior to getting a home financing.

First, you should evaluate your financial capacity. Banks along with other lenders typically share info on delinquent borrowers and reputation non-payment is a huge red light for lenders, which means you better improve your credit rating history first. Pay your debts promptly and pay back your charge card balances, for you to not damage your credit through the loan processing.

Sticking with your employer and a stable income, while checking home buying process is crucial. Typically, avoid any major purchases such as financing a brand new car, co-signing another loan, or taking place an expensive trip making use of your bank card, until after you’ve secured the credit. Mortgage calculators can instruct you much your monthly payment could be with a different home price, interest rate, loan tenure, and annual income scenarios. Check what you could manage to spend.

In addition to enhancing credit position, a huge family savings can help you repay many different cash expenses. Getting a home loan not just involves a down payment, but additionally home appraisals, title recoveries as well as other expenses within the processing of one's mortgage. It’s vital that you understand all the components that go into determining the price of your mortgage, so you can accurately compare the offers being made.

Lender won't get you on being a customer if you can't prove whom you are, which means you better prepare all necessary paperwork. Ensure that you provide an up-to-date ID which the address on your entire IDs meets your needs.

Finding and comparing the best mortgages may be time-consuming and sophisticated. You are able to compare mortgages with a broker to produce life easier for you. Planning how you will repay your loan is important whatever method you determine to choose for comparing them.

Top Lenders for Mortgages in Reading

Comparing mortgages you might look for a deal from your biggest and finest known mortgage brokers. Look into the list below of the most important mortgage loan lenders in UK.

First Direct

First Direct mortgages consistently score highly inside our customer happiness tables, together with the indisputable fact that it offers probably the most competitive deals on the market.

Yorkshire Building Society

Yorkshire BS is very competitive for fixed-rate and discount deals, plenty of zero-arrangement-fee deals, and alternatives to overpay.


Great britain's largest building society is the top mortgage broker for customer happiness and offers deals for all those with small and large deposits.


Barclays has lots of deals that are included with free valuation fees and low rates.


Santander can be another high-rated lender for mortgage loans with competitive deals and low rates.

Lloyds Bank

Lloyds Bank, which split from TSB in 2013, specialises in fixed-rate mortgage deals. Customers have provided them decent scores overall for service.

Royal Bank of Scotland (RBS)

The Royal Bank of Scotland is loaded with lots of fee-free deals, and possesses an adequate rating to help with queries and complaints.RBS offers some 100% mortgages for existing customers that are remortgaging.The Royal Bank of Scotland or RBS offers mortgages and mortgages with extremely low rates and satisfactory services.Borrowers were happy with the RBS's transparency and how well it keeps them informed, but less so using the value for money in the deals.


HSBC offers mortgage loans and mortgages which might be of good value, money saving deals and awesome service.

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