Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





home loans >> newtownabbey.php

That is certainly the most notable Home Loans service within Newtownabbey

A home financing is often a sum of money borrowed coming from a traditional bank or bank to buy a residence. However, we always mistakenly notice a house loan as a mortgage. Mortgage loans are loans when the loan applicant is supposed to give a property or any security as mortgage. In case of non-payment or default of your mortgage, the financial institution can liquidate the property and obtain back its used amount of the loan.

The need for home mortgages recently increased and many banks are introducing different mortgage schemes. Mortgage usually are not limited when it comes to buying a house.

Those who prefer constructing their unique house can put on for any mortgage loan too. Renovation and repair works like internal and external repair, painting, construction of overhead water tank and electrical renovation can also qualify for a home loan. You may also pick a house loan to invest for the home extension or expansion such as additional bedroom or perhaps a bigger kitchen.

Applying for a mortgage in Newtownabbey

If you’re out to buy property, it’s likely that you will want to borrow to finance it. Before getting a home loan, you will find considerations you need to take into account.

Speak to your lender about your assets, monthly income, liabilities, and projected advance payment, to help you evaluate you financial capacity. Banks as well as other lenders typically share information on delinquent borrowers and history of non-payment is a large red light for lenders, and that means you better raise your credit score history first. Cleanup your credit track record if you are paying bills punctually, eliminating credit card balances, and, if you have unpaid loans, pay them off and obtain a certificate of payment through the lending institution.

Create financial stability too. While you don’t require a zero balance in your credit cards to be entitled to a housing loan, the less your debt is creditors, the greater. Utilize a mortgage calculator to ascertain if you can pay for a mortgage without getting yourself into financial trouble. Use calculators and analyze their finance to learn what you are able actually spend before bidding on properties.

Strengthening your piggy bank a very good idea to demonstrate lenders you have enough cash, and you will utilize it if the advance payment is necessary. Typically, you’ll need at least 20% of your property price for down payments but you should shoot for a better advance payment to tear down total mortgage balance. It’s imperative that you understand every one of the components which are into determining the buying price of your mortgage, to help you accurately compare the offers being made.

Once you get a mortgage, you will need to provide your lender which has a amount of financial documents. Get ready along with your valid IDs and financial documents, and you'll should provide additional evidence of your wages if you’re self-employed.

Finding and comparing the very best mortgage loan can be tough, and you also is not assured that any deal you are doing much like the sound of is definitely destined to be suitable for your circumstances. You can compare mortgages using a broker to create life easier for you. To identify a mortgage that suits your individual needs and lifestyle, it’s important to take into consideration your circumstances before beginning.

BestHome Loan Lenders in Newtownabbey

Deciding on the best home loan can be just like crucial as selecting the most appropriate lender for you. The UK’s largest banks are Lloyds, Santander, Nationwide, Barclays and Royal Bank of Scotland and HSBC.

First Direct

Customers rate First Direct at the top of transparency and suppleness, and value for money.

Yorkshire Building Society

Yorkshire BS is very competitive for fixed-rate and discount deals, lots of zero-arrangement-fee deals, and alternatives to overpay.


Nationwide is one of the biggest building societies in UK, and customers see it as a provider that offers affordable, great service and adaptability.


Barclays, certainly one of UK’s largest lenders, offers competitive tracker and stuck deals and rated best for affordability.


Santander is a high-rated lender for mortgages with competitive deals and occasional rates.

Lloyds Bank

Lloyds Bank offers fixed rate mortgage deals. Customers have given them decent scores overall for service.

Royal Bank of Scotland (RBS)

The Royal Bank of Scotland has lots of fee-free deals, and it has an effective rating for coping with queries and complaints.RBS offers some 100% mortgages for existing customers who're remortgaging.The Royal Bank of Scotland or RBS offers home mortgages and mortgages with significantly lower rates and satisfactory services.Borrowers were satisfied with the RBS's transparency and the way well it keeps them informed, but less so with all the value for money with the deals.


HSBC offers competitive mortgage deals, decent customer satisfaction.

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