Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





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That may be the best Home Loans support within Leeds

Home financing is a amount of cash borrowed from the financial institution or bank to acquire a property. However, most of us are familiar with calling our house loan a home loan, however that isn't an accurate concise explaination the definition of. A home financing is a security instrument that you just get for the bank, a document that protects the lender's interests inside your property. In many instances, banks supply the loan but the house is served as collateral to secure the money.

The demand for mortgage loans has now increased and many banks are introducing different home loan schemes. Many people opt for mortgage loans to make a residence, or do house renovations.

Those who prefer constructing their own house can use to get a house loan too. Renovation and repair works like bodily and mental repair, painting, construction of overhead water tank and electrical renovation may also be eligible for a home financing. It's also possible to opt for a house loan to pay for a home extension or expansion like additional bedroom or possibly a bigger kitchen.

How to get a home loan? in Leeds

If you’re out to buy property, it’s likely that you'll want to gain access to to invest in it. But, you'll find what you require to understand and do first just before home financing.

Speak with your lender about your assets, monthly income, liabilities, and projected down payment, so that you can evaluate you financial capacity. You need to review you credit ranking before submitting a home financing application and not simply believe that previous non-payments are forgotten. Settle your charge card balances and make sure you have to pay your expenses by the due date.

Lenders avoid risky clients, so place your best foot forward by being financially stable. Avoid major purchases or loans like a new car, becoming a loan guarantor, and choosing a low-paying job. Utilize a mortgage calculator to see if you can afford a home financing without getting into financial trouble. It’s difficult to fall in love with an aspiration house that you cannot afford.

Entering a lender’s office with zero money is an instant method to flush your loan application down the drain, so make sure you plenty of savings. On average, you’ll need at least 20% in your home price for first payment nevertheless, you should target a better downpayment to lower your total mortgage balance. Even when loans have similar interest, there might be differences in the points expenses which make one offer costlier than another.

Lender will not likely require on as being a customer if you can't prove who you are, so you better prepare all necessary paperwork. Be well prepared together with your valid IDs and financial documents, and you might must provide additional evidence of your wages if you’re self-employed.

Finding and comparing the most effective mortgages might be time-consuming and complex. Lenders, under financial regulations, are needed to assist you in finding a home financing that'll be suitable for your circumstances. Planning how to repay the loan is critical whatever method you decide to go for comparing them.

Top Lenders for Mortgage loans in Leeds

When comparing mortgages you may search for an offer from the biggest and greatest known lenders. Listed below are the greatest mortgage loan lenders in the UK.

First Direct

First Direct is known for its great service, transparency, and occasional rates.

Yorkshire Building Society

Yorkshire BS have good rates, their offset feature is extremely good, and perhaps they are very easy to handle, consistent, and fair.


Nationwide is probably the highest rated lenders of mortgage loans for their customer service, reduced rates, and glued deals.


Barclays, among UK’s largest lenders, offers competitive tracker and glued deals and rated good for value for money.


Santander deals let you make overpayments and competitive for fixed and tracker deals.

Lloyds Bank

Lloyds Bank is among those lenders who offer deals with set rate. They rated best for customer support.

Royal Bank of Scotland (RBS)

The Royal Bank of Scotland is loaded with lots of fee-free deals, and possesses a reasonable rating for dealing with queries and complaints.RBS offers some 100% mortgages for existing customers who will be remortgaging.The Royal Bank of Scotland or RBS offers home loans and mortgages with low rates and satisfactory services.Borrowers were very pleased with the RBS's transparency and the way well it keeps them informed, but less so together with the value for money from the deals.


HSBC offers a variety of competitive mortgage deals and earns a decent rating in client satisfaction.

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