Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





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Which is the top Home Loans assistance through Highwycombe

Home financing is a straightforward method to fund your home purchase considering that it's not at all a great idea to lose all of your savings to buy a land or even a home. However, we always mistakenly notice a home loan like a mortgage. The mortgage can be land or assets like gold, securities, and insurance, to secure the loan. For a home loan, it can be against house from the loan applicant.

The need for mortgage loans has increased and plenty of banks are introducing different house loan schemes. Home loans may also be used for construction of your house, home conversion or home improvement, and residential expansion.

You'll find mortgage loans created for people who desire to create a place based on their wishes as opposed to investing in a pre-constructed house. A home loan can also be used for home renovations and major repairs. If you'd like another balcony or even an additional bedroom, some banks also offer loans for house expansion including improvement in current structure and construction of recent rooms.

Applying for home financing in Highwycombe

Discovering the right mortgage loan is essential that will get is know for your dreams. However, purchasing a home is stressful instead of knowing if you’ll get approval to borrow only heightens the anxiety.

First, you'll want to evaluate your financial capacity. Should your credit score is not looking so competent, you might need to improve it first prior to getting a home loan. Be sure to pay your expenses promptly and settle your bank card balances, for you to not ruin your credit during the loan processing.

Lenders avoid risky clients, so place your best foot forward by being financially stable. While you don’t need a zero balance in your cards to be eligible for a a housing loan, the less you owe creditors, the better. Mortgage calculators can instruct you ways much your monthly loan payment will be with a different home price, interest rate, loan tenure, and annual income scenarios. Check what you can manage to spend.

Lenders are cautious, therefore if you’re likely to apply for a mortgage, anticipate to fork out some money for deposit. Finding a mortgage not merely involves an advance payment, but in addition home appraisals, title recoveries along with other expenses from the processing of the mortgage. It’s important to understand all of the components built into determining the price tag on your mortgage, so you can accurately compare the offers being made.

All required documents should be prepared. Ensure that you have an up-to-date ID which the address on your entire IDs is proper.

Even when you do eventually choose one, it’s difficult to know whether that deal really is sufficient or otherwise. A mortgage broker will make things slightly easier than, say, simply entering your present bank and asking for just one. Obtaining a home loan, regardless of whether you do it alone or by way of a broker, always requires careful planning together with your finances.

Top Lenders for Home mortgages in Highwycombe

When comparing mortgages you may look for a deal from the biggest and best known mortgage brokers. The UK’s largest mortgage lenders are Lloyds, Santander, Nationwide, Barclays and Royal Bank of Scotland and HSBC.

First Direct

Customers rate First Direct high on transparency and suppleness, and great value for funds.

Yorkshire Building Society

Yorkshire BS is very competitive for fixed-rate and discount deals, lots of zero-arrangement-fee deals, and choices to overpay.


Britain's largest building society could be the top mortgage company for customer care and offers deals for anyone with small and big deposits.


Barclays has several deals that include free valuation fees and low rates.


Santander has competitive deals for even borrowers with small deposits.

Lloyds Bank

Lloyds Bank offers fixed rate mortgage deals. They rated fairly in testimonials.

Royal Bank of Scotland (RBS)

The Royal Bank of Scotland is loaded with lots of fee-free deals, and contains a satisfactory rating to help with queries and complaints.RBS offers some 100% mortgages for existing customers who are remortgaging.The Royal Bank of Scotland or RBS offers home mortgages and mortgages with significantly lower rates and satisfactory services.Borrowers were very pleased with the RBS's transparency and just how well it keeps them informed, but less so with all the value for money of the deals.


HSBC offers home mortgages and mortgages which might be of fine value, great deals and awesome service.

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