Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

Apply Now

Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

Apply Now

See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





home loans >> craigavon.php

That is the most notable Home Loans service throughout Craigavon

Home loans are for your purchases of your new or even a pre-owned home, that's commonly available and is made available from a lot of lenders in numerous variants. However, a home financing is not an loan, in fact it is not at all something how the lender will give you. A mortgage is a security instrument that you share with the lender, a document that protects the lender's interests within your property. In the event of non-payment or default of an home loan, the lender can liquidate the property and get back its used amount of the loan.

The requirement for home mortgages recently increased and lots of banks are introducing different house loan schemes. Some individuals choose home loans to develop a home, or do house renovations.

There are home loans created specifically for many who want to create a place based on their wishes rather than purchasing a pre-constructed house. A home financing can also be used for home renovations and major repairs. You may even decide on a home loan to spend for a home extension or expansion including additional bedroom or perhaps a bigger kitchen.

Mortgage loan Tips in Craigavon

If you’re looking to buy property, it’s likely that you will want to borrow to fund it. But, you will find exactly what you need to know and do first before getting a mortgage.

Evaluate the three things that lenders consider when assessing mortgage loan applications namely, your earnings, your credit score, plus your debt service ratio. In case your credit rating is just not looking so excellent, you might have to improve it first prior to a home financing. You can boost your credit score if you are paying bills promptly and eliminating credit card balances.

Sticking with your employer whilst a reliable income, while studying the real estate process is crucial. As a rule, avoid any major purchases for example financing a fresh car, co-signing another loan, or happening an expensive trip with your credit card, until after you’ve secured the money. Use a mortgage calculator to see if you can pay for a mortgage without getting yourself into financial trouble. Going through this process will save you a great deal of emotional and monetary burden moving forward.

Entering a lender’s office with zero financial resources are an instant method to flush your loan application down the drain, so be sure to have sufficient savings. Typically, you’ll need a minimum of 20% of your property price for downpayments however you should aim for a better advance payment to take down total mortgage balance. Even if loans have a similar rate of interest, there might be differences in what exactly and charges that will make one offer higher priced than another.

When you apply for a mortgage, you will need to provide your lender having a amount of financial documents. You need to be ready to provide your financial documents just like your payslips and evidences of your respective earnings.

Comparing mortgages is complicated therefore it may take hours to find a whole lot. A mortgage broker can make things slightly easier than, say, simply entering your present bank and asking them for starters. Planning how to repay the loan is necessary whatever method you decide to go for comparing them.

Cheapest Mortgage Lenders in Craigavon

Learn how to compare offers, so you can get the most effective deals for the house loan. Look into the list below of the largest mortgage lenders in UK.

First Direct

First Direct is renowned for its great service, transparency, and occasional rates.

Yorkshire Building Society

Yorkshire BS is extremely competitive for fixed-rate and discount deals, plenty of zero-arrangement-fee deals, and choices to overpay.


Nationwide is amongst the biggest building societies in UK, and customers see it as a provider which offers affordability, great service and suppleness.


Barclays, among UK’s largest lenders, offers competitive tracker and stuck deals and rated beneficial to value for money.


Santander deals enable you to make overpayments and competitive for fixed and tracker deals.

Lloyds Bank

Lloyds Bank, which split from TSB in 2013, specialises in fixed-rate mortgage deals. They rated fairly in customer reviews.

Royal Bank of Scotland (RBS)

The Royal Bank of Scotland has lots of fee-free deals, and possesses a reasonable rating for dealing with queries and complaints.RBS offers some 100% mortgages for existing customers who're remortgaging.The Royal Bank of Scotland or RBS offers home mortgages and mortgages with significantly lower rates and satisfactory services.Borrowers were pleased with the RBS's transparency and exactly how well it keeps them informed, but less so with all the affordable from the deals.


HSBC offers home loans and mortgages that are of fine value, bargains and awesome service.

Previous Coventry

Next Crawley