Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





home loans >> canterbury.php

Who will be the best Home Loans company in the course of Canterbury

Home financing is really a amount of cash borrowed coming from a financial institution or bank to buy a house. However, there exists a very thin line between house loan and mortgage. A home financing is a mortgage loan. In the case of non-payment or default of a house loan, the bank can liquidate the house and obtain back its used amount borrowed.

Lenders offer home mortgages, not just for choosing a house but in addition other purposes. Mortgages can also be used for construction of the house, home conversion or do-it-yourself, and residential expansion.

A mortgage is a superb solution for many who would prefer to build their unique house than buying a brand new one. Home financing doubles for home renovations and major repairs. If you'd like another balcony or an additional bedroom, some banks offer loans for house expansion including difference in current structure and construction of new rooms.

Home Loan Tips in Canterbury

Whether you’re buying the first home, building or thinking of committing to property, finding a home loan suited for you is the vital thing. However, investing in a brand new home is definitely stressful and not knowing if you’ll get approved to borrow money only heightens the anxiety.

First, you have to evaluate your financial capacity. Banks as well as other lenders typically share information on delinquent borrowers and good non-payment are a wide sore point for lenders, so that you better boost your credit score history first. Be sure to pay your debts promptly and repay your plastic card balances, that you should not screw up your credit throughout the loan processing.

You will need to maintain a stable income and avoid new debt. Having a lower-paying job or quitting to get self-employed, and achieving other loans or major purchases like a car are a red light for lenders and may delay or stop you altogether. Utilize a mortgage calculator to determine if you can pay for home financing without stepping into financial trouble. Check what you could find the money to spend.

Lenders are cautious, therefore if you’re likely to apply for a mortgage loan, expect you'll pay some dough for deposit. Normally, you’ll need at the very least 20% of your house price for down payments however, you should shoot for an increased deposit to tear down total mortgage balance. All mortgages aren't built the same, and also the rate of interest will be one of the biggest factors in determining the cost of your mortgage.

You will need to provide your lender with many different financial documents so make certain you compile them before starting your application. Just be sure you offer an up-to-date ID and that the address on all your IDs is correct.

Finding and comparing the most effective mortgages may be time-consuming and sophisticated. A home financing broker will make things slightly easier than, say, simply going into your existing bank and asking them for just one. Obtaining a home loan, regardless of whether you undertake it alone or via a broker, always requires careful planning along with your finances.

Where you get the top Deals for Home mortgages in Canterbury

Low-priced mortgages you could seek out a deal from your biggest as well as known mortgage brokers. The UK’s largest lenders are Lloyds, Santander, Nationwide, Barclays and Royal Bank of Scotland and HSBC.

First Direct

Customers rate First Direct at the top of transparency and suppleness, and value for money.

Yorkshire Building Society

Yorkshire BS have good rates, their offset feature is excellent, and they are generally simple to cope with, consistent, and fair.


Nationwide is competitive for tracker and fixed deals, has rated highly for clarity of statements, and offers cheap deals for remortgagers.


Barclays has numerous deals that accompany free valuation fees and occasional rates.


Santander's mortgage customers rated them fairly in their service and loan deals.

Lloyds Bank

Lloyds Bank offers fixed interest rate mortgage deals. They rated beneficial to customer support.

Royal Bank of Scotland (RBS)

The Royal Bank of Scotland is loaded with lots of fee-free deals, and contains a reasonable rating to relieve symptoms of queries and complaints.RBS offers some 100% mortgages for existing customers who're remortgaging.The Royal Bank of Scotland or RBS offers mortgages and mortgages with extremely low rates and satisfactory services.Borrowers were satisfied with the RBS's transparency and exactly how well it keeps them informed, but less so with the affordability from the deals.


HSBC comes with a variety of competitive mortgage deals and earns a reputable rating in customer satisfaction.

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