Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





home loans >> bristol.php

That's the superior Home Loans service throughout Bristol

Home loans are basically loans supplied by the bank for the purpose of obtaining a home or possibly a house. However, we always mistakenly notice a mortgage as a mortgage. A home loan is often a security instrument that you simply share with the lending company, a document that protects the lender's interests inside your property. Such as a secured loan, a home loan usually might have the home as security for the loan.

There are several forms of mortgages accessible in the financial market. House loan usually are not limited with regards to purchasing a house.

For individuals that want to build their particular homes using own design, a home loan can also be suitable for them. In case you lack the finances for repair and renovation, you will find banks that provide specialized do it yourself loans. Home loans can also be utilized for home expansion or extension.

Score home loan? in Bristol

Discovering the right home loan is key for you to get the house of your dreams. But, there are what exactly you need to understand and do first just before a mortgage.

First, you'll want to evaluate your financial capacity. Banks and other lenders typically share information on delinquent borrowers and good reputation for non-payment is a big red light for lenders, and that means you better boost your credit score history first. You'll be able to boost your credit score by paying bills on time and eliminating bank card balances.

You need to maintain a stable cashflow and get away from new debt. Whilst you don’t need a zero balance on the cards to be eligible for a housing loan, the less your debt your creditors, the greater. Mortgage calculators are wonderful tools to find out if finances really can handle the payment scheme. Use calculators and analyze their finance to determine what you are able actually spend before bidding on properties.

Entering a lender’s office with zero financial resources are an instant strategy to flush your loan application down the sink, so ensure you have adequate savings. According to your lender and also the type of home loan you ultimately choose, your required advance payment could be as high as 20% with the price of the house. Regardless of whether loans have a similar interest, there may be variations in what exactly and costs that make one offer more costly than another.

All required documents should be prepared. At least, you want a valid photo-bearing government issued ID, evidence income including employment certification, ITR, or payslips, and other relevant collateral documents.

Comparing mortgages is complicated therefore it may take hours to locate a whole lot. You are able to compare mortgages having a broker to make life easier. Obtaining a house loan, whether you undertake it alone or through a broker, always requires careful planning along with your finances.

BestHome Loan Lenders in Bristol

When you compare mortgages you may look for a deal from your biggest and finest known mortgage brokers. Look into the list below of the largest mortgage lenders in UK.

First Direct

First Direct mortgages consistently score highly in our customer happiness tables, with the fact that it provides some of the most competitive deals out there.

Yorkshire Building Society

Yorkshire BS is praised by its customers for providing value for money, flexibility and strong service.


Nationwide is among the highest rated lenders of mortgage loans for their customer service, extremely low rates, and glued deals.


Barclays has several deals that are included with free valuation fees and occasional rates.


Santander is another high-rated lender for mortgage loans with competitive deals and low rates.

Lloyds Bank

Lloyds Bank is just one of those lenders who offer handles fixed rate. They rated fairly in testimonials.

Royal Bank of Scotland (RBS)

The Royal Bank of Scotland has lots of fee-free deals, and it has an adequate rating to help with queries and complaints.RBS offers some 100% mortgages for existing customers who are remortgaging.The Royal Bank of Scotland or RBS offers mortgage loans and mortgages with low rates and satisfactory services.Borrowers were very pleased with the RBS's transparency and how well it keeps them informed, but less so with all the good value from the deals.


HSBC offers great fixed deals for borrowers with minor and major deposits, therefore it is not surprising that buyers rated it highly for value for money.

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