Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





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That may be the very best Home Loans company within just Birkenhead

Home financing is an easy method to fund your home purchase considering the fact that it isn't a wise idea to lose your entire savings to get a land or even a home. However, there's a very thin line between mortgage and mortgage. Home loans are loans where the loan applicant should really give you a property or any security as mortgage. For the mortgage loan, it can be against home in the loan applicant.

The requirement for home loans has now increased and a lot of banks are introducing different home loan schemes. Mortgage loan aren't limited with regards to purchasing a house.

For those who want to build their very own homes using own design, home financing can be appropriate for them. In the event you do not have the finances for repair and renovation, you can find banks offering specialized do it yourself loans. If you would like another balcony or perhaps an additional bedroom, some banks offer loans for house expansion including improvement in current structure and construction of new rooms.

Score home loan? in Birkenhead

Whether you’re buying the initial home, building or contemplating committing to property, getting a mortgage perfect for you is vital. However, buying a brand new home is definitely stressful and not knowing if you’ll get approved for a loan only heightens the anxiety.

First, you need to evaluate your financial capacity. Banks as well as other lenders typically share facts about delinquent borrowers and reputation non-payment is a big red light for lenders, which means you better improve your credit history first. You are able to boost your credit score by paying bills on time and eliminating credit card balances.

You need to conserve a stable income and get away from new debt. As a rule, avoid any major purchases including financing a fresh car, co-signing another loan, or going on a pricey trip making use of your credit card, until after you’ve secured the borrowed funds. With mortgage calculators, you possibly can make an estimated budget around the mortgage you'll be applying. Check what you might find the money to spend.

Lenders are cautious, therefore if you’re intending to apply for a home loan, be ready to pay some cash for deposit. Normally, you’ll need at least 20% of your home price for first payment nevertheless, you should aim for an increased advance payment to take down total mortgage balance. It’s vital that you understand all of the components which go into determining the price tag on your mortgage, so that you can accurately compare the offers being made.

All required documents should be prepared. You should be happy to provide your financial documents just like your payslips and evidences of your respective earnings.

Finding and comparing the top mortgage can be difficult, and also you can't be assured that any deal you are doing such as the sound of is in fact destined to be suitable for you and your circumstances. You can ask some help from a brokerage to makje your search easier and faster. Planning how you will repay the loan is critical whatever method you determine to decide for comparing them.

BestHome Loan Lenders in Birkenhead

When comparing mortgages you could possibly find an offer in the biggest and best known lenders. Here are the largest mortgage lenders in england.

First Direct

First Direct have always provided good service and the rate may be really low for years.

Yorkshire Building Society

Yorkshire BS is praised by its customers for providing affordability, flexibility and strong service.


Nationwide is competitive for tracker and glued deals, has rated highly for clarity of statements, and will be offering cheap deals for remortgagers.


Barclays includes a good mortgages and mortgages.


Santander is also a high-rated lender for home loans with competitive deals and low rates.

Lloyds Bank

Lloyds Bank offers set rate mortgage deals. They rated best for customer service.

Royal Bank of Scotland (RBS)

The Royal Bank of Scotland has lots of fee-free deals, and possesses an adequate rating for coping with queries and complaints.RBS offers some 100% mortgages for existing customers who're remortgaging.The Royal Bank of Scotland or RBS offers home mortgages and mortgages with reduced rates and satisfactory services.Borrowers were pleased with the RBS's transparency and exactly how well it keeps them informed, but less so with the value for money with the deals.


HSBC offers great fixed deals for borrowers with minor and major deposits, therefore it is no surprise that buyers rated it highly for good value.

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