Personal Loans

Instant Decision
60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options

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Short Term Loans

Online Decision
Apply For Up To £999
Responsible Lenders
3 to 12 Month Repayments
Loan Rates Starting At 278%

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See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to

Personal loans that fit your needs from Pounda

Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help





home loans >> billericay.php

That is certainly the very best Home Loans support within Billericay

Home loan is for sale of your new or even a pre-owned home, which is commonly available which is offered by a lot of lenders in different variants. However, there exists a very little difference between house loan and mortgage. Home mortgages are loans in which the loan applicant should really provide a property or any security as mortgage. For the home loan, it can be against home from the loan applicant.

The interest in home loans has now increased and lots of banks are introducing different house loan schemes. The application of mortgage loans can sometimes include home building and house improvements or expansion.

Home financing is a superb solution in case you would prefer to build their own house than investing in a new one. Renovation and repair works like bodily and mental repair, painting, construction of overhead water tank and electrical renovation can also be entitled to a home loan. You’ll also find banks who offer home loans in case you want home extension or expansion.

Receiving a Home Loan in Billericay

To locate a mortgage loan that fits your individual needs and lifestyle, it’s crucial that you think of your situation and options. However, purchasing a new house has already been stressful and never knowing if you’ll get approval for a financial loan only heightens the anxiety.

Confer with your lender concerning your assets, monthly income, liabilities, and projected advance payment, in order to evaluate you financial capacity. It's also imperative that you clean up your credit track record. You can boost your credit score by paying bills promptly and eliminating credit card balances.

Lenders avoid risky clients, so place your best foot forward since they can be financially stable. Having a lower-paying job or quitting to get self-employed, all night . other loans or major purchases like a car really are a sore point for lenders and may delay or stop your application altogether. Mortgage calculators can display you ways much your monthly mortgage payment can be within different home price, interest rate, loan tenure, and annual income scenarios. Use calculators and analyze your finance to discover what you are able actually spend before bidding on properties.

Lenders are cautious, if you’re planning to get a house loan, be ready to pay some funds for deposit. Higher deposit means lower mortgage, but take into account that first payment aren’t the only cash expense you have to be worried about. Even if loans have the identical interest rate, there can be variations what exactly and charges which make one offer costlier than another.

Once you apply for a mortgage, you simply must provide your lender which has a quantity of financial documents. Prepare yourself together with your valid IDs and financial documents, and you may must provide additional proof your revenue if you’re self-employed.

Comparing mortgages is complicated also it can take hours to identify a whole lot. You can ask the assistance of a financier to makje your search easier and faster. Finding a mortgage, whether you take action alone or through a broker, always requires careful planning with your finances.

Top Lenders for Mortgages in Billericay

Choosing the right mortgage may be just like crucial as selecting the best lender for you. Listed below are the greatest mortgage lenders in britain.

First Direct

First Direct usually have provided good service along with the rate may be very low for decades.

Yorkshire Building Society

Yorkshire BS is praised by its customers for providing good value, flexibility and strong service.


Nationwide is probably the biggest building societies in UK, and customers view it being a provider that offers affordable, great service and flexibility.


Barclays, certainly one of UK’s largest lenders, offers competitive tracker and glued deals and rated good for affordable.


Santander deals enable you to make overpayments and competitive for fixed and tracker deals.

Lloyds Bank

Lloyds Bank offers fixed price mortgage deals. They rated fairly in reviews.

Royal Bank of Scotland (RBS)

The Royal Bank of Scotland has lots of fee-free deals, and contains an effective rating for coping with queries and complaints.RBS offers some 100% mortgages for existing customers who are remortgaging.The Royal Bank of Scotland or RBS offers home mortgages and mortgages with significantly lower rates and satisfactory services.Borrowers were very pleased with the RBS's transparency and how well it keeps them informed, but less so using the affordable in the deals.


HSBC offers competitive mortgage deals, decent customer support.

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