60 Second Application
From £1,000 to £20,000
Rates Are From 4.7% to 278%
3 to 36 Month Repayment Options
Short Term Loans
Apply For Up To £999
3 to 12 Month Repayments
Loan Rates Starting At 278%
See Representative Example for a 3-month term. Representative Total Amount of Credit: £400. Duration of the Agreement: 90 days Total Amount Repayable: £561.92 to be repaid in 3 equal instalments of £187.31 on your next 3 payday. Interest charged is £161.92, interest rate is 161.9% per year (variable). Representative APR 305.9%. We are authorised and regulated by the FCA – Financial Conduct Authority. POUNDA IS A LICENSED CREDIT BROKER NOT A LENDER.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk
Personal loans that fit your needs from Pounda
Whether its to cover a major expense, improve your home, for unexpected expenses or just to invest in something you want, Pounda will be able to help
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Competitive Company Examples
Representative example: If you borrow £10,000 over 60 months at a Representative APR of 3.1% (fixed) and an annual interest rate of 3.1% you would pay £179.94 monthly and the total amount you would repay would be £10,796.40. Representative example
For customers without a Clubcard
Total amount repayable
Length of loan
Annual rate of interest (nominal)
Representative example: If you borrow £10,000 over 60 months at a Representative APR of 3.1% (fixed) and an annual interest rate of 3.1% you would pay £179.94 monthly and the total amount you would repay would be £10,796.40.
You May Already Be Eligible
You can get the loan you need from Pounda. All it takes is a short application process. If you qualify, you could be awarded your loan within 24 hours.
How to Apply
The application is made very easy thanks to a completely online process. You just fill out the Pounda application form and we’ll examine it to see if you qualify for a loan. If you don’t qualify for the loan you want, we’ll let you know if you qualify for a different one. Many people who apply for loans through Pounda are approved, so this is your best chance for getting the money you need quickly.
You’ll need to tell Pounda what kind of loan you want, along with the length and size of the loan. You’ll need to have some personal information and documents handy, such as your ID card, banking details and a pay slip. These provide identifying information for us so that we can ensure no fraud is committed and that the money goes to the right place.
How It Works
Being approved for a loan from Pounda has never been easier. We don’t require a lot of intensive financial information about you. All we want to know is a few basic details, such as where you work and how much you make. We use this information to determine if you are eligible for the Pounda loan you’ve applied for or one of our other loans.
Once you are approved, we will let you know and then the money will be deposited directly into your bank account. This is the most secure, quick and convenient way to get you the funds you have asked for.
Will I Be Approved?
While more applicants are approved for loans through our service than many other lending institutions, there are some instances where we have to reject applications or suggest that applicants choose a different loan.
The most common reason for this is due to a lower than required income. If your income does not meet the minimum threshold for the loan you have applied for, then we will have to reject your application. If you have enough income to qualify for a different loan, we will inform you and give you an opportunity to apply for that smaller loan without having to start the entire application process over again.
Once you have received your funds, you will have a set period of time in which to pay back those funds. You will be able to choose how long you want to be given to pay back the loan, and as long as it falls within our parameters for that particular loan, your request will be granted. If you take longer than the agreed upon time to repay the loan, then there will be penalties applied. These penalties and any other applicable fees will be detailed for you as soon as you are approved for the loan.
If you are rejected for all loans, then you can apply again at a later date. Previous loan applications won’t be considered, and we will only take into account your current financial situation. What are you waiting for? You may already be eligible for one of our lenders’ loans, so fill out the application form and find out.
We Have a Wide Variety Available
Here at Pounda, we do our very best to be able to help everyone we can in every situation possible. In order to do that we must have a huge variety of loans to cover every kind of circumstance imaginable. Below you will find a list of our most recent articles and a little about each to help you make the right choice.
We understand that it can be hard to make a choice, so if you need any help then feel free to get in touch with us through our contact us page.
If you can’t find one that seems to suit your needs then don’t worry. By simply filling out our application form our expert team will be able to create a plan to fit your needs in a matter of minutes. We can help you no matter what your situation.
12 Month Loans
Loans for People on Benefits
If you have had trouble with getting finance in the past and are worried you will be refused for credit then why not have a look at our Guaranteed Logbook Loans. You will surely be able to find the right plan in no time.
If you need money but don’t know where to go, why not have the funds come to you instead? With Loans to your Door, you will have to look no further, you simply need to apply online today and you can get credit right to you in a matter of minutes.
Now things are different, you can get Same-day Loans. The application form we have is completed entirely online and will only take you a couple minutes. Our dedicated team of experts will then work at breakneck speed to find the right lender for you with the best rates. Once approved the money will be in your account in as little as 15 minutes. Lending doesn’t get faster than this.
So don’t hesitate, get your Fast Loan now.
5 most recent personal loan reviews
To be honest, I have been absolutely amazed at how Esme Loans have dealt with me. People with a less than perfect credit rating are obviously going to be their main customers. Through circumstance I found myself in that position, less than perfect, but even when I was 'perfect', I didn't get the ease and helpfulness from high street banks, that I got from Esme. That speaks for itself in my opinion. I would recommend this company to anyone who may be less than perfect! That's everyone in the human race then! Thank you.
Review posted by Gillian Pickford, Ipswich
Ease Of Use
Value For Money
Great, fast service, very reliable very friendly staff. I have used UK Loans for the past 8 years with no need to question their loyalty and respect of me as a customer and I hope we continue to have a great business arrangement as we have now and in he future.
Review posted by Marlon Knowles
Ease Of Use
Value For Money
Very easy, very good experience, speedy service. Treat people with low credit ratings with dignity and not like they have a disease! They appreciate that a low credit rating can be circumstantial and not necessarily a reflection of future conduct. Only reservation is interest rate very high but I guess understandable. I'll just have to pay it off quicker!
Review posted by Tom Mollett, Swansea
Ease Of Use
Value For Money
10000 Loans: Finding the Best Loan Options in the UK
While loans have been around in as early as the first few hundred years of humanity, their importance to man and the industry never ceased to grow — not even at the turn of the century, nor in today’s modern society. As the demand for loans and other loan services have incessantly increased throughout the years, so did the number of borrowers, as well as the people with unpaid debts. In an attempt to put a curb on the ever-growing number of delinquent accounts, traditional lending institutions — such as banks and other similar firms — have decided to devise a system that will not only help them significantly reduce the number of unpaid debts, but also to help easily segregate borrowers who will most likely be able to pay off their loans without much problems, from those who are unlikely capable of even paying them of at all. With this credit scoring system, individuals who earn far less than what the lending firms have decided to be sufficient were automatically accorded poor credit scores, while the borrowers who frequently or repeatedly missed out on their payments had their records automatically reflect their bad payment histories.
Through this credit scoring system, traditional lending firms and institutions were able to achieve their aim — but the aftereffects of this system proved to be detrimental to the borrowers, which, in turn, had its profound effects to the economic system. Because these borrowers were no longer allowed to take any more loans from any of the legitimate lending institutions, they were often left to choose between borrowing or asking money from either their friends or their families, or borrowing from the lenders operating illegally. And since asking for or borrowing money from family and friends isn’t always a plausible resolution, many borrowers were left to settle with borrowing from illegal lenders. While through this loan option, borrowers are in fact provided with the temporary financial relief that they desperately need in times of urgent financial situations, its long-term repercussions often leave borrowers in even worse financial conditions. Because underground loans come in excessively high interest rates, borrowers are often left in perpetuated financial crises. But as more and more borrowers with bad credit standing find themselves in similar situations, demands for better and more affordable loan solutions only continued to increase.
Getting 10000 Loans for Bad Credit
As increasing numbers of borrowers with bad credit eventually made up a whole new market, lending firms eventually took steps to address the growing needs of this new market. And with the evolution of the lending industry, as well as the latest developments in technology and security, innovative new loan services were soon introduced in the market. Through innovative new loan solutions such as 10000 loans, borrowers now finally have the option to borrow the money that they need, without having to take unnecessary risks. With 10000 loans and other similar loan options, borrowers now borrow money at much more affordable interest rates and much more acceptable payment terms. By securing loans such as 10000 loans, borrowers no longer have to borrow more than they actually need, nor do they have to pay for interest rates longer than what their financial needs actually necessitate. Through 10000 loans and other similar loan options, not only do borrowers have access to much safer, more affordable, and far more flexible financial resolutions, they are also afforded security against perpetuated financial predicaments. With 10000 loans, borrowers now have the choice to borrow exactly how much they need, effectively minimising the risk of falling into perpetuated financial crisis.
How to Get 10000 Loans and Instant Loans
With 10000 loans and instant loans, borrowers now have the option to accomplish their loan applications entirely over the internet. Because applications for 10000 loans do not necessitate having to submit impossibly hard to procure requirements, borrowers may now simply submit their requirements online. And since applications for 10000 loans can be done entirely online, borrowers now have the option to submit their applications from anywhere, at anytime.
Because applications for 10000 loans are accomplished completely over the internet, their processing begins as soon as they are submitted. Approvals for these applications, on the other hand, can now be expected in as little as minutes, while the release of funds for approved loans can now be completed within hours after the applications were submitted.
With 10000 loans and instant loan solutions, borrowers can now easily address their ongoing financial situations. And since 10000 loans entail a fixed amount, borrowers know exactly how much they have to pay off, and how long exactly it is that they have to pay off the entire loan. By securing 10000 loans, borrowers can now easily address urgent financial necessities without having to compromise financial security.
Getting 10000 Loans from Direct Lenders
A common misconception among many borrowers is that because procuring loans from the lenders directly saves them from having to pay for loan brokers’ fees, it yields more benefits in the form of savings. What many borrowers are not aware of, however, is that because loan brokers have far-reaching connections to many different lenders across many different regions, it follows that they also have comprehensive access to all the different deals, promotions, and discounts that are being offered by many different lenders across many different services. Because of this, borrowers securing loans with the help of loan brokers actually enjoy much more savings and far more benefits in the long term. And since loan brokers often extend extensive assistance to their clients, their services often include expert advise to the borrowers, which ensures that they are provided with the best loan options in terms of their unique financial situations.
Consequently, while it might be true that borrowing directly from the lenders does allow borrowers the opportunity of saving a small amount of money, the long-term advantages that come with loan brokers’ services far outweigh the benefits of borrowing directly from the lenders.